I want to buy a commercial insurance for my husband. We are now in Shanghai and have social security. We want to prepare for the elderly and accidents. Seriously ill people can recommend it. Thank you

I want to buy a commercial insurance for my husband. We are now in Shanghai and have social security. We want to prepare for the elderly and accidents. Seriously ill people can recommend it. Thank you. Pay attention to a tailor-made insurance policy for commercial life insurance, that is, to meet your own needs, and provide the following basic information: gender, age, occupation, physical condition, income, family situation, ownership of social insurance, ownership of commercial insurance, and what kind of insurance you need (children's education, retirement, wealth planning, health protection).

Simply put, an example of a 28-year-old male insurance (with a total value of 500,000):

1, assuming that the insured amount is 50,000, life-long guarantee, 15 years, and 80,000 coexist! Enjoy 8% of the insured amount returned by the insurance company every 3 years! Then you will have 250,000 yuan in your account when you are 59 years old, and you will start to receive a pension at 60 years old every year10.3 million yuan, and 270,000 yuan after 20 years. At the age of 80, you still have 1.3 million yuan in your account, and at the age of 1.000, you still have 320,000 yuan in your account!

2. Attach comprehensive accident hospitalization insurance! Including all accidents caused by accidental hospitalization! The reimbursement rate is 80%!

3. You can attach a critical illness insurance to ensure that you are 88 years old and pay for 20 years. The insured amount is 80,000 yuan, and the accumulated payment is 53,000 yuan. You can get 40 kinds of critical illness insurance, enjoy the triple disease compensation mechanism, enjoy the annual bonus and the final bonus at the same time, and receive 80 thousand yuan at the end of the contract at the age of 88!

4. You can attach a term life insurance product and enjoy a high price. You can pay the fee until you are 55 years old, and at the same time guarantee. The guarantee amount is 300,000 yuan, and the annual payment is 1.08 million yuan. It can be converted into a pension product after expiration!

Shanghai is the same city. If you have any questions, you can find the contact information in your profile!