The housing accumulation fund has not been withdrawn, and it has been cut off for one year. Can you make it up?

Housing provident fund has not been withdrawn, and it can be paid within one year after the establishment of diplomatic relations.

The unit shall pay the housing provident fund in full and on time. If the unit fails to pay or underpays the employee's housing provident fund in the previous year (month), it shall pay back the housing provident fund for the employee from the first month when the employee fails to pay or underpays. Units for employees to pay back the housing provident fund business, need to provide the social security department for the record of the employment registration roster or approved by the competent department of the wage approval form, transfer and other materials, to prove the time for employees to pay back the housing provident fund, the unit believes that it is indeed difficult to pay back the housing provident fund, discussed and approved by the workers' congress or the trade union, and audited by the housing provident fund management center. After being reported to the Housing Provident Fund Management Committee for approval, the deposit ratio may be reduced or deferred; After the economic benefits of the unit improve, the deposit ratio will be increased or the overdue payment will be postponed.

The specific features of housing provident fund are as follows:

1, universal, urban workers, regardless of the nature of their work units, family income, and whether they have housing, must pay the housing provident fund in accordance with relevant laws and regulations;

2, mandatory (policy), the unit does not apply for housing provident fund deposit registration or does not set up housing provident fund accounts for employees of the unit, the housing provident fund management center has the right to order it to handle within a time limit, fails to handle, can be punished according to the relevant provisions of the "Regulations", and may apply to the people's court for compulsory execution;

3. Welfare: In addition to the housing provident fund paid by employees, the unit has to pay a certain amount for employees, and the interest rate of housing provident fund loans is lower than that of commercial loans;

4. Repayment: the employee retires, resigns, or completely loses the ability to work and terminates the labor relationship with the unit, and the household registration moves out or settles abroad. The paid housing provident fund will be returned to individual employees.

legal ground

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.