Flexible employees pay 300% pension insurance, which costs 40,000-50,000 yuan per year. Is anyone here?

Pension benefits are linked to social wages, which are increasing substantially every year. The calculation method of retirement pension for retired workers is linked to the average social wage. According to the payment index, payment period and other factors, receive a certain proportion of the average social wage in the last year before retirement or the total amount of community pension services in that year. For example, if the average payment index is one, you can receive 40% of the average social wage in the previous year after 40 years of payment.

Outsourcing itself is to bear the proportion of each payment and pay the credit line in full, which is not the key to the work unit. As we all know, it can't bear most of the payment proportion according to its subordinate units. Only when we fully shoulder our independence, that is to say, we must pay for the 40,000 to 50,000 yuan we need each year. It goes without saying that the economic pressure is very great. Therefore, the vast majority of flexible employees, in fact, in the process of choosing social security contributions, generally can not pay according to the highest standards. Then there are relatively many groups that choose the minimum standard of 60%.

This is generally because most outsourcing groups belong to people with employment difficulties, such as laid-off workers, or flexible employees who are employed by 0 graduates or their families. One of the characteristics of this kind of people is that they have no fixed and stable income. It goes without saying that this is also a source of income instability. Every year, they need to invest a lot of social security contributions. For them, the economic pressure is relatively high. As we all know, most people will choose the minimum standard, which is also reasonable.

But as mentioned in my question, will anyone pay 300% according to the highest index? This kind of people exist, but their market share is relatively low. As an individual industrial and commercial household, this person can participate through outsourcing. And individual industrial and commercial households, some people may be more suitable to make a deal, become bosses, and have a higher annual salary, perhaps with a net profit of several hundred thousand yuan or even 6.5438+0 million. For these people who are not short of money, they naturally choose to pay a larger contribution index of 300%, and there is not much economic pressure. As we all know, a small number of people will choose this way.

But in fact, in terms of share, the total number of people outsourcing our business in China has reached the price of 200 million. However, the total number of people actually participating in flexible employment is actually not 200 million. Some people are unwilling to pay social security because of their outsourcing. In the process of choosing to participate in individual social security contributions, it is an independent standard. You can pay social security, but you can and can. Moreover, among such people who pay social security, most people choose to pay at least the payment index, and only a small proportion and people will choose to pay social security with the highest payment ratio of 300%.