How to cancel one of the two medical insurance accounts?

You can not cancel the merger. If you have two medical insurance accounts, you can apply to merge social security accounts in different places and transfer the social security relationship to one. Because the other social security account is still valid after the payment is stopped, when applying for the merger of social security accounts in different places, it can be transferred to the company social security account with long working hours. At present, the social security card is a version of the city. So as long as you are not in a city, a person can have multiple social security cards. Moreover, the social security card of A can only be used in A, and the social security card of B can only be used in B, which is not common.

1. According to the new policy of transferring and continuing the basic old-age insurance for employees of state enterprises, if the insured person has the basic old-age insurance relationship between the two places at the same time, when the basic old-age insurance relationship is transferred and continued, the social insurance agency will negotiate with me to keep one of the basic old-age insurance relationship and the personal account, and the other relationships will be liquidated at the same time, and the amount in the personal account will be returned to the individual, and the corresponding individual payment period will not be counted again. That is to say, if one account continues to pay fees and another chooses to cancel (the cancelled account amount will be refunded), one account will be kept as the receiving account for social security and endowment insurance.

2. Ask the local social security bureau for the following information (it may vary from place to place, or it may be provided by the agent): an application for refund of social insurance premiums (in triplicate); Details of social insurance fee refund (in triplicate), original payment voucher (payment voucher or bank payment receipt) and copy of bank passbook; Original and photocopy of the account opening certificate of the unit refund account; 5. The applicant's labor contract, residence permit and other information are integrated with the original new rural cooperative medical system and residents' medical insurance system. The medical insurance system for urban and rural residents is unified, but individual insurance accounts for urban and rural residents have not been established. Therefore, the adjustment of personal accounts has no impact on the local area. At present, there are personal accounts for employee medical insurance in the local area. The cancellation of individual (family) medical insurance accounts of urban and rural residents will not reduce the medical insurance benefits of residents, but will be achieved by promoting outpatient co-ordination.

3. At present, the personal account of medical insurance belongs to the coverage of medical insurance, and all the funds transferred to the personal account of an urban employee belong to the insured individual. If it is not used or used up this year, it can be carried forward to the next year to continue using it. First, if the insured person needs to transfer the medical insurance relationship out of this city, the insured person or his agent shall go through the relationship transfer formalities at the social security agency where the insured person is located. The fund balance of the individual medical insurance account can be transferred to the social security agency in the place of expenditure, or returned to him through expenditure or withdrawal from the issuing bank. If the insured has settled abroad or returned to work, and the personal account of endowment insurance has been returned, he may apply for withdrawal or transfer of the balance of personal account of medical insurance. If the insured person is cancelled by the public security organ due to death or disappearance, he must go through the cancellation procedures of the medical insurance account. The heir may apply for withdrawing or transferring the balance of the medical insurance account.