The social security base is 5000, how much does the individual bear?

In fact, five insurances and one gold is a general term for the insurance purchased by employers for employees, but many people are not very clear about what this is and what it is used for, so today I will take you to know about the payment base of five insurances and one gold, which is 5000, and how much is it every month? If you are interested, let's take a look.

1. What is the payment base of 5,000 yuan per month for five insurances and one gold?

How much you pay for five insurances and one gold with a salary of 5,000 yuan is related to your city, unit payment ratio and payment base.

The social security payment base is based on the average monthly salary of employees in the previous year. If the employee social security payment base is 5000 yuan, taking Beijing as an example, the payment amount is:

1. Old-age insurance: ordinary individuals need to pay 8%, and the payment amount is 5000*8%=400 yuan.

2. Medical insurance: if the average individual needs to pay 2%, the payment amount is 5000*2%= 100 yuan.

3. Unemployment insurance: usually, individuals need to pay, and the payment amount is 5000* yuan.

4. Maternity insurance and industrial injury insurance, individuals do not need to pay.

5. Housing accumulation fund: the average individual needs to pay 12%, and the amount paid is 5000 * 12% = 600 yuan.

In this way, the individual employee has to pay about11/0 yuan. (Data are for reference only)

Second, the payment base is 5,000 yuan, and after 20 years of social security, how much can I get?

If the monthly salary is 5,000 yuan, you will receive 1 pension from 2020 to 2040, and the basic pension will be adjusted in July every year according to the unified plan announced by the whole province. The calculation method of social security pension is to multiply the employee contribution index by the number of years and then divide it by 2 times 1% to get the average monthly salary of employees in the previous year. The payment period consists of the actual payment period and the deemed payment period.

The deemed payment period refers to the length of service before participating in the pension insurance payment. Although there is no payment, it is regarded as the payment period. According to Article 15 of the Social Insurance Law, the basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Three, five insurances and one gold, how much is the individual and the company?

Housing accumulation fund: the individual and the unit pay half, the individual pays 160, the unit pays 160, and the balance of the accumulation fund is 320 yuan, and so on.

Take the old-age insurance as an example, the payment base is 2695 yuan, and the unit pays 20%; Individual contribution of unemployment insurance: if the base of contribution is 164 yuan, the unit contribution accounts for12%; Individual contributions account for 5%

Medical insurance, for example, the payment base is 2695 yuan, and the unit pays 2% to the individual.

Take work-related injury insurance as an example, the payment base is 164 yuan, and the unit is individual payment 0.

However, due to the annual adjustment of social security benefits, the annual payment base will also increase, which means that the payment amount of units and individuals will also be adjusted.