Shenzhen social security first shift to second shift. What about the rest of the money?

After Shenzhen social security is transferred to the second grade, the remaining money will be paid to the employee housing provident fund and occupational annuity. Those who have not participated in the housing provident fund and occupational annuity will continue to be included in the social security fund according to the original proportion.

According to Shenzhen social insurance regulations, the proportion of social insurance contributions in Shenzhen is divided into first, second and third grades. After transferring to the second social security, the remaining social security expenses will be included in the employee housing provident fund and occupational annuity according to regulations. Specifically, the contribution ratio of employee housing provident fund in Shenzhen is 12%, of which 8% is paid by enterprises and 4% by employees themselves. When social security is transferred to the second gear, enterprises and employees each bear 5 percentage points of the basic old-age insurance premium, that is, the enterprise contribution is reduced from 14% to 9%, and the employee contribution is reduced from 8% to 3%. Subsequently, enterprises have to pay an additional 3% as employee housing provident fund, so as to realize the deposit of employee housing provident fund. In addition, Shenzhen has also implemented the occupational annuity system, and the proportion of occupational annuity payment is 1%-3%, which is shared by enterprises and employees. When the social security is transferred to the second file, the remaining social security expenses will continue to be included in the social security fund according to the original proportion of the basic old-age insurance expenses, but the enterprise should pay more than 1-3% as the occupational annuity. Those who have not participated in the employee housing provident fund and occupational annuity will continue to be included in the social security fund according to the original proportion.

Can I apply for a refund if I don't want to participate in the employee housing provident fund and occupational annuity? Under normal circumstances, the employee's balance in the personal social security account does not support refund. If you don't want to participate in employee housing provident fund and occupational annuity, you can apply for exemption from the company's human resources department, but you still need to pay the corresponding social security fees during the exemption period.

After Shenzhen social security is transferred to the second grade, the remaining social security expenses will be included in the employee housing provident fund and occupational annuity. Employees who have not participated in the housing provident fund and occupational annuity will continue to be included in the social security fund according to the original proportion; At the same time, the employee's balance in the personal social security account is not supported. If you don't know, you can consult relevant departments or legal professionals.

Legal basis:

Article 15 of the Regulations of Shenzhen Municipality on Social Insurance shall pay social insurance premiums for employees in full and on time in accordance with regulations. Units and individuals shall pay occupational annuity fees in accordance with regulations. The proportion of employee housing provident fund deposit shall be implemented as of the date when employees take part in the work.