I have 1.3 million in hand, and I plan to buy a house, whether to go back to my hometown or buy it in Tianjin Bohai New Area.

There is no Bohai New Area in Tianjin, and your household registration is not in Tianjin. Without social security in Tianjin, you can't buy a house in Tianjin. Pay 2000 yuan a month, the maximum loan is about 300,000 yuan, and the total house price is about 400,000 yuan without tax. This price should be the old residential area of Dagang, so it is a bit difficult to get a loan. If you are looking at a new house, it may be a house in Hebei Province or a small property right house.