What conditions do foreigners need to buy a house in Jinan?

1. The buyer must have legal and valid identification such as ID card and household registration book;

2. Whether it is a new house or a second-hand house or a foreign household registration, buyers can only buy one set;

3. The buyer takes the family as the unit (including minor children) and has no house in Jinan (except apartments and commercial houses);

4. The buyer must pay personal income tax or social security for 24 months or more in Jinan within three years, and the buyer with a bachelor's degree only needs to pay social security for 6 months or more in Jinan;

5. Buyers must have a down payment, and buyers with a bachelor's degree only need to pay 30% of the total purchase price;

6. The buyer must have good credit, stable income and certain repayment ability;

7. Other conditions stipulated by relevant departments.

Jinan real estate sales restriction policy

1. If the registered family in this city already owns a house or has a record of housing loan, the application for housing loan will be regarded as the second house loan, and the down payment ratio will be increased to 60%. Among them, the longest term of commercial mortgage loan is shortened to 25 years, and the interest rate of provident fund loan is 1. 1 times of the benchmark interest rate. Suspension of provident fund loans to families who use housing provident fund loans twice or more. Cancel the policy of drawing housing provident fund with proof of payment of housing maintenance funds.

2. The down payment ratio of non-local household registration households to purchase housing loans will be increased to 60%, and the longest term of commercial mortgage loans will be shortened to 25 years. At the same time, the first suite of Jinan foreign registered families has to pay 24 months of social security within 3 years. Foreign hukou or continuous payment of social security for two years, down payment of 60%; Bachelor degree or above, 30% down payment.

3. Buyers with bachelor degree or above in Jinan full-time university can enjoy the same purchase policy for local permanent residents if they sign a formal employment contract with the employer and pay social security for more than half a year. The introduction of high-level talents at home and abroad has been proved by the office of the Municipal Leading Group for Talent Work that residents with local permanent residence can enjoy the same purchase policy.