How many years has the old-age insurance been paid, and you can receive a pension after retirement.

Accumulated old-age insurance/kloc-you can get a pension after 0/5 years of retirement.

According to the relevant requirements of the Social Insurance Law, when individuals participating in endowment insurance reach the legal retirement age, they can receive a monthly pension after the accumulated contributions of endowment insurance reach 15 years.

Pensions need to meet the following conditions:

1. The insured has reached the legal retirement age and gone through the retirement formalities;

2. The insured has paid the endowment insurance premium 15 years. If the accumulated payment is less than 15 years, you can continue to pay to 15 years and then apply for retirement;

3. The place to receive pension benefits must be the location of the local social security institution. If the place where the insured person receives pension benefits is different from the current household registration, it is necessary to go through the formalities for receiving benefits at the current household registration;

4. The insured has not retired, or has retired but has not received a pension. If this is the case, you need to go through retirement procedures in order to receive the pension normally;

5. If the insured has emigrated and joined the local nationality, but has not gone through the retirement formalities, then the insured can entrust his domestic relatives or friends to go through the retirement formalities, and the client also needs to provide the corresponding notarization materials;

6. If some insured people have no income, but they still need to receive a pension, in this case, they can apply to the local social security agency for subsistence allowances.

To sum up, in order to ensure the safety of the pension, the applicant should properly keep the relevant certification materials and bank cards after receiving the pension to avoid accidental loss.

Legal basis:

Article 3 of People's Republic of China (PRC) Social Insurance Law

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 51

Unemployed persons who have one of the following circumstances during the period of receiving unemployment insurance benefits will stop receiving unemployment insurance benefits and enjoy other unemployment insurance benefits:

(1) Re-employment;

(2) Those who should be conquered for military service;

(3) Having emigrated;

(four) enjoy the basic old-age insurance benefits;

(5) Refusing to accept appropriate jobs or training provided by departments or institutions designated by local people's governments without justifiable reasons.