How to collect the deceased's pension?

The specific process of receiving death pension is as follows:

1, apply for heir qualification certification. Heirs need to apply to the local social security agency or the People's Social Security Bureau for heir qualification certification, and submit the death certificate of the deceased, the identity certificate of the heir and other related materials;

2. Submit an application for receiving a pension. After completing the heir qualification certification, the heir needs to submit an application for receiving a pension to the local social security agency or the People's Social Security Bureau, and at the same time provide the social security card or relevant certification materials of the deceased;

3. Waiting for review. The social security agency or the People's Social Security Bureau will review the heir's application to verify his identity and inheritance rights;

4. receive a pension. After the approval, the heirs need to bring relevant supporting materials to the local social security agency or the People's Social Security Bureau to receive the deceased's pension. The specific collection method can be handled after consulting the social security agency or the People's Social Security Bureau for approval.

In addition, the legal heirs of the insured can also bring valid certificates and related materials to the local social security department to receive funeral subsidies, one-time pensions and subsidies for supporting relatives. The cost standards vary from place to place.

The calculation method of endowment insurance payment base is as follows:

1. Upper limit of payment base: According to national regulations, the upper limit of the payment base of endowment insurance in public institutions is three times the average monthly salary of local employees in the previous year. If the salary of the insured exceeds the local average wage level, the payment base cannot exceed this upper limit. For example, the average monthly salary of employees in a certain place is 5,000 yuan, then the upper limit of the endowment insurance payment base of public institutions is10.5 million yuan;

2. Lower limit of payment base: According to national regulations, the lower limit of payment base of endowment insurance in public institutions is 60% of the local minimum wage. If the insured's salary is lower than the local minimum wage, the payment base cannot be lower than this lower limit. For example, the minimum wage in a certain place is 2,000 yuan, then the lower limit of the endowment insurance payment base of public institutions is 1200 yuan;

3. Determination of payment base: The payment base of endowment insurance in public institutions is generally determined by the unit and the insured. Under normal circumstances, institutions will determine the payment base according to the salary level of the insured and the payment ratio stipulated by the system. If the insured's salary is higher, the payment base will be increased accordingly to ensure that they can get the corresponding pension insurance benefits after retirement.

The requirements for the payment base of endowment insurance are as follows:

1. Minimum payment base: The minimum payment base of endowment insurance refers to the minimum payment amount stipulated by law, which is generally determined according to a certain proportion of the local minimum wage standard. Different regions and different social insurance projects may have different minimum payment bases;

2. Maximum payment base: The maximum payment base of endowment insurance refers to the maximum payment amount stipulated by law, which is generally determined according to a certain proportion of the local average wage standard. Different regions and different social insurance projects may have different maximum payment bases;

3. Individual's independent choice: under the condition of meeting the minimum and maximum payment base requirements, workers can choose their own payment base. Generally speaking, the choice of payment base should be determined according to the actual wage income and personal economic situation, which should not only meet the minimum payment requirements stipulated by social insurance laws, but also be arranged reasonably according to personal needs and affordability.

To sum up, the payment base requirements of endowment insurance may be different due to different regions and policies. It is suggested that you know the relevant local policies and regulations in practice, and consult the local social security department or call the local social security service hotline for consultation.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.