The reason why the balance of electronic social security card is zero

Legal analysis: 1. Generally, there are two accounts on the social security card, namely the social security account and the bank (financial) account. These two accounts are independent of each other, and the funds in the accounts cannot be transferred to each other. Financial functions are used in banks, equivalent to bank cards; Social security functions are used in social security institutions, hospitals and pharmacies.

2. If you check the balance at the bank ATM and you haven't deposited any money on this card, then the balance you check must be 0, because you check the bank account, not the social security account, and the social security money (mainly medical insurance) you pay is in the social security account.

3. Inquire about the balance of medical insurance accounts, and generally go to social insurance agencies, designated medical institutions and designated retail pharmacies.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.