Is it useful to pay maternity insurance after pregnancy?

Paying social security after pregnancy may not be able to enjoy maternity insurance reimbursement.

It may not help to pay social security if you are pregnant. This is because maternity insurance will not be reimbursed until one year later. Whether it is a natural delivery or a caesarean section, there is a certain amount. The time limit of more than one year is this: that is, from the time you pay maternity insurance to the delivery of the fetus. If you pay social security after pregnancy, because the normal pregnancy time of our women is 10 months, which is 280 days, which is 360 days short.

Three prerequisites for directly enjoying the reimbursement of maternity medical expenses in the hospital;

1。 The employer pays the maternity insurance premium in full and on time 12 months or more;

2。 Comply with the national family planning policy, that is, get the certification materials issued by Foshan family planning department;

3。 Enjoy the treatment from the month after the insurance payment, that is, you can't enjoy the treatment in the month of insurance.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 55 of People's Republic of China (PRC) Social Insurance Law.

Maternity medical expenses include the following contents:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Article 56

Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.