Bank card is a social security card

Participating in social insurance, there are several aspects of the basic protection, in order to facilitate the masses to handle social insurance, China has established a social security card system, but up to now, there are still people who are not clear about the difference between social security cards and bank cards. What is the difference between social security card and bank card, the following with the net editorial to understand the relevant content. First, what is the difference between social security card and bank card 1, the account function is different. Bank card (debit card) as a financial payment and settlement medium, itself only pure financial accounts, belong to a single account card species; social security card belongs to the composite account card species, medium not only financial accounts, but also social security accounts. Ultimately reflected in the function, the bank card can only handle financial services, and social security card in addition to financial services, there are social security registration, pension, payment, query social security information and health insurance reimbursement costs and other functions. 2, the application process is different. Bank card can go to the bank branch directly apply for the card, the card on the spot, activation and can be used normally; while the social security card need to print the social security information to the social security agency, and then to the bank to apply for the last social security agency to make the card, generally can not get the card on the spot, after the card needs to be activated by myself to be able to use it normally. 3, the cost of the preferential different. Bank cards generally have a card cost and annual fee, the average daily deposit is less than a certain amount of small account management fees; and now the social security card is still in the promotion period, not only free of cost and annual fee, but also no small account management fees. But the loss fee social security card is generally higher than than the bank card, because the cost of social security card to be higher. Second, what are the common functions of the social security card 1, electronic credentials: social security card can be used as the cardholder's electronic credentials, you can rely on the social security card to deal with social security services, enjoy social security services; 2, self-service query: cardholders can query the social security card related systems on the basic personal information, social security information, government information, human resources information, etc.; 3, the medical settlement: social security card in the off-site and the local interoperable use. Cardholders in the hospital medical fees and pharmacy drug costs, can be reimbursed and settled by social security card; 4, benefits and payment: cardholders can use the social security card to receive state subsidies and social security benefits, but also through the social security card to pay for a variety of talent exams and social security fees, etc.; 5, financial transactions: social security card also contains a number of financial services of the bank, such as savings, withdrawals, transfers, consumption and so on. Third, the legal basis of the social security card "Chinese people's *** and the State social security card management measures" Article 5: provincial human resources and social security departments or prefectural and municipal human resources and social security departments approved by the Ministry of Human Resources and Social Security, may issue social security cards. No other institution or organization may issue social security cards. Article 6: Regions issuing social security cards (hereinafter referred to as card-issuing regions) shall establish standardized human resources and social security business processes, with strong integrated coordination among the various businesses, so as to be able to ensure the effective application of social security cards. At the same time, it should also have the following technical conditions: (a) establish business management systems, databases and information networks suitable for the use of cards that provide back-office support for the application of social security cards; (b) have the technical force to support the management and application of social security cards, including personnel, equipment, etc., and be able to quickly complete the layout of the system for the application of social security cards; (c) formulate a standardized and feasible implementation plan, including application design program, cost solution, information collection program and specific issuance program, etc.; (iv) establish a scientific and perfect social security card issuance and management system and clear internal control procedures, and formulate a plan to deal with emergencies; (v) other conditions stipulated by the Ministry of Human Resources and Social Security. Article 7: To apply for the issuance of social security cards, the following materials shall be submitted: (1) a completed application form for registration of social security card issuance; (2) a description of the preparations for the issuance of social security cards; (3) application fields and the structure of the card application files (including locally expanded application fields and indicators) in compliance with the requirements of the national unified specifications; (4) the card face style designed in accordance with the unified requirements; (5) the region's Social security card management measures and implementation rules; (6) other materials required by the Ministry of Human Resources and Social Security. Article 8: Procedures for registration and approval of social security cards: (1) Provincial human resources and social security departments issuing social security cards are required to submit the application materials for issuance to the Office of the Leading Group of Informatization of the Ministry of Human Resources and Social Security for examination and approval. (b) Prefectural and municipal human resources social security departments to issue social security cards, need to apply for the issuance of materials to be submitted to the provincial human resources social security departments for preliminary examination. After passing the preliminary examination, it shall be submitted to the Office of the Leading Group of Informatization of the Ministry of Human Resources and Social Security for examination and approval. (C) The Ministry of Human Resources and Social Security Leading Group Office of Informatization, after examination and approval, uniformly assigns a social security card issuer identification number for the region approved for the issuance of social security cards, and files it with the National IC Card Registry in accordance with the relevant state regulations. (d) If the card-issuing region changes the face of the social security card, the structure of the documents in the card, etc., it shall be reported to the Office of the Leading Group for Informatization of the Ministry of Human Resources and Social Security for re-approval. Changes in card manufacturers and products, expansion of the card-issuing population, increase in the number of cards to be issued, etc., shall be reported to the Office of the Leading Group for Informatization of the Ministry of Human Resources and Social Security for record. Social security card and bank card through the above introduction, we know that there are three main aspects of the difference, to understand the difference between these three aspects, but also on the social security card and bank card features have a comprehensive understanding of the usual university to learn to use the social security card correctly. If you have other legal problems, you can go to the network for consultation.

The Chinese people*** and the State Social Insurance Law, Article 64 of the social insurance fund includes the basic pension insurance fund, the basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. With the exception of the basic medical insurance fund and the maternity insurance fund, which are combined and accounted for in a single account, the other social insurance funds are accounted for separately according to the type of social insurance risk and are accounted for in separate accounts. The social insurance fund implements the State's unified accounting system. Social insurance funds are earmarked for specific purposes, and may not be appropriated or misappropriated by any organization or individual. The basic pension insurance fund to gradually implement national coordination, other social insurance funds to gradually implement the provincial level, the specific time and steps prescribed by the State Council.