Urgent! ! ! Social security base and payment ratio of various types of insurance in Guangyang District of Langfang City.

Please read the original text of social insurance laws and policies carefully in your busy schedule:

First, social insurance is a public welfare social security organized by the state.

1. The state develops social insurance, establishes a social insurance system, and provides assistance and compensation to workers in old age, illness, work injury, unemployment and maternity.

2. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Two. Types of social insurance:

1. Endowment insurance; 2. Unemployment insurance; 3. Medical insurance; 4. Work injury insurance; 5. Maternity insurance.

Third, the payment base:

Employers and workers jointly pay social insurance premiums, with 60%-300% (40%-300% in some places) of the average monthly salary of employees in the province where the workers are located as the payment base and paid monthly.

Four, the unit employees insured insurance and payment ratio:

1. Endowment insurance premium: 20% paid by the unit and 8% paid by the individual.

2. Unemployment insurance premium: 2% paid by the unit and 1% paid by the individual.

3. Medical insurance premium: the unit pays 8% and the individual pays 2%.

4. Work-related injury insurance premium: paid by the unit, but not by the individual.

5. Maternity insurance premium: paid by the unit, but not by the individual.

V. Coverage and payment ratio of personal identity insurance:

1. Old-age insurance premium: 20% paid by individuals.

2. Medical insurance premium: individuals pay 5%.

Six, two conditions for retirement to receive social security pension:

1. The actual payment period of the insured exceeds 10 years (1September 30th, 998 and before) or 15 years (1June, 998 10 and after);

2. The insured reaches the statutory retirement age.

Seven, the current statutory retirement age:

1. Female: worker is 50 years old; The manager is 55 years old All insured individuals are 55 years old.

2. M: They are all 60 years old. Employees, managers, units and individuals all have insurance.

3. Among them, workers who are engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health, and those who work in plateau areas above 3,500 meters above sea level and low-temperature places such as cold storage and production workshops below zero degrees Celsius all the year round can retire early.

Eight, three factors affecting the amount of retirement pension:

1. Last year's salary in the province when I retired (the salary in the province is increasing every year, and the pension is also increasing year by year. Therefore, the later the retirement time, the more pensions);

2. My payment period (the longer the payment period, the more the pension);

3. Personal account amount (the more contributions, the more pensions).

Nine, medical insurance benefits are divided into general disease medical insurance, chronic disease outpatient medical insurance and serious illness hospitalization medical insurance:

1. Medical insurance for general diseases:

A. outpatient expenses cannot be reimbursed.

B. About 80% of hospitalization expenses will be reimbursed, and about 20% will be borne by individuals. The maximum reimbursement amount is tens of thousands of yuan.

2. Outpatient medical insurance for chronic diseases: outpatient expenses can be reimbursed.

3. Hospitalization medical insurance for serious illness: about 80% of hospitalization expenses will be reimbursed, and about 20% will be borne by individuals. The maximum reimbursement amount100000 yuan or more.

Ten, stop insurance, transfer, surrender, inheritance:

1. Stop the insurance: you can stop the insurance and renew it, but the reimbursement of medical expenses will be stopped from the month after the insurance is stopped.

2. Transfer: It is no problem to transfer in the same city (the transfer unit or individual pays the fee), and the transfer in different places needs to be confirmed by the local social security center.

3. Surrender: agricultural registered permanent residence can surrender, but urban hukou cannot.

4. Inheritance: If the insured person dies before retirement, the personal account amount of endowment insurance and medical insurance shall be inherited by the legal heir.

For details, please contact the labor security telephone number 12333.