What conditions does Jiangyin need to return social security? (Not transferred)

Actually, it's not much money ... why did you take it in advance? ...

Measures of Wuxi Social Insurance Fund Management Center on Implementing the Provisions on Basic Old-age Insurance for Enterprise Employees in Jiangsu Province (xi Social Security [2008]14)

In order to improve the operating rules of the old-age insurance handling business in our city and realize the standardization and institutionalization of the basic old-age insurance handling business, according to the Provisions on the Basic Old-age Insurance for Enterprise Employees in Jiangsu Province (Order No.36 of Jiangsu Provincial Government) and the Opinions on Implementation of the Municipal Government (No.Xi Fazheng [2008]103), combined with the actual situation in our city, the operating rules of this business are formulated.

First, the transfer of pension insurance relationship

Transfer object

1. Persons who have been away from the statutory retirement age for more than 5 years (including 5 years), have established labor relations or flexible employment with employers in our city and paid the basic old-age insurance premium.

2, less than 5 years away from the statutory retirement age, in line with the provisions of the city's talent introduction, approved by the organization, personnel, labor and social security departments at or above the county level, or the household registration has moved to our city and actually lived, and established labor relations or flexible employment with the employer in our city and paid the basic old-age insurance premium.

2. Documents and materials required to apply for transfer.

1. Original household registration book and resident ID card.

2. Employee's endowment insurance handbook (hereinafter referred to as "handbook") and social security card insured in this overall planning area.

Three. Processing program

1, transfer to the application procedure. Individuals fill in the "Wuxi City, the insured pension insurance relationship transfer acceptance notice", the receiving unit (including intermediaries) agreed to seal. City Social Insurance Fund Management Center (hereinafter referred to as "Social Security Center") confirms that it meets the transfer conditions, signs opinions and seals, and provides the pension fund to be transferred to the bank account. I hold the transfer acceptance letter of the pension insurance relationship and go through the transfer formalities at the transfer place.

2. Review transfers to the Fund. Transferred personnel in the province shall go through the fund entry procedures by the financial department of the social security center, and transferred personnel outside the province (including Suzhou Industrial Park, rural credit cooperatives, agricultural reclamation and prisons in the province) shall go through the fund entry procedures by the financial department of the social security center, and then the business handling department shall review the amount transferred to the fund.

3. Review the personal basic information, basic endowment insurance relationship information and personal account storage amount of the transferred personnel.

(1) Enterprise to Enterprise

According to the "Wuxi insured pension insurance relationship transfer acceptance letter" and "pension insurance relationship transfer form", review the personal account storage amount transferred from the transfer place, including the individual payment amount and the unit transfer amount; Confirm and enter the start date of personal account establishment, and the payment salary and payment month over the years from 1992 to 1 to the transfer-out date.

(1) personal account is calculated before account creation. If the transferred personnel have the deemed payment period, the actual payment period before the implementation of the individual payment system of old-age insurance and the years of engaging in special types of work, the receiving unit will bring personal files to the administrative department of labor and social security for review, and the municipal social security center will calculate the personal account storage amount before the account is established according to the confirmed deemed payment period and the actual payment period.

② When the land-expropriated personnel transfer to the city, enter the payment base and the number of months, and then go through the land expropriation procedures in different places according to the Audit Form of Payment Years of Land-expropriated Personnel, calculate the personal account storage amount and print the List of Personal Account Storage Amount to the transferred personnel.

(3) Interest will accrue from the month when the personal account is transferred.

(2) Enterprises are transferred to government agencies and institutions.

According to the above-mentioned business-to-business method, the amount of personal account storage before transfer and when it is transferred to the fund will be audited, and the transferred personal account will be sealed. Enter the payment base and payment months before transfer, and the manual shall be kept by the employee himself.

(3) government agencies and institutions to enterprises.

① Establish a personal account from the moment you transfer to the enterprise.

② Enter the payment base and payment month.

(3) The transfer unit shall go to the municipal labor and social security administrative department to review the payment period before the transfer, and the social security center shall calculate the personal account storage amount before the account is established according to the audited deemed payment period and the actual payment period.

(IV) Personnel transferred from government functionaries (including civil servants) to enterprises or military officers and civilian cadres transferred to enterprises shall be subsidized by personal accounts, and their personal account subsidies shall be recorded separately according to the categories of transferred personnel (government functionaries or soldiers), and the amount stored in personal accounts of enterprise employees shall bear interest continuously.

(4) Institutions and undertakings are transferred to institutions and undertakings.

Enter the payment base, payment month and other information, and the manual shall be kept by the employee himself.

4. After the handling department of the social security center confirms the transfer of the old-age insurance relationship and handles the transfer formalities, it shall record the connection time in the manual, affix the "Chapter on the Connection of the Old-age Insurance Relationship", keep a transfer form of the old-age insurance relationship, and hand in the other one and paste it in the manual.

The second is the transfer of the pension insurance relationship.

Transmission object

All kinds of old-age insurance personnel at the city level who stop paying and keep the old-age insurance relationship.

2. Documents to be carried.

1. Letter of acceptance of endowment insurance relationship issued by the social security institution in the receiving place (if the fund needs to be transferred, please indicate the name, account number and bank of the social security institution in the receiving place).

2, the insured in the overall area of the "Manual" and "social security card".

3. The original of my resident identity card.

3. Business processing

1. If there are arrears or unpaid social insurance premiums before the transfer, go to the social security center to go through the formalities of overdue payment first, and confirm whether the payment records and procedures are complete.

2, all kinds of personnel handover procedures.

(a) the employees of enterprises and units shall print the "Wuxi old-age insurance relationship transfer form" (hereinafter referred to as the "transfer form") in quadruplicate and submit it to the individual for signature and confirmation. The funds transferred across the overall planning areas (between Jiangyin, Yixing and urban areas) are: 1998 65438+ 10/the accumulated principal and interest paid by individuals before/kloc-0 plus 1 99865438+10, which will be credited to the personal account of basic old-age insurance.

(2) The staff of public institutions print the pension insurance relationship transfer form of staff of public institutions in Wuxi, only transferring the relationship within the province, not transferring the fund; The transfer fund outside the province accumulates the principal and interest of the individual payment part for the implementation of the individual payment system.

(3) The staff of government agencies and institutions, and the employees of fully funded institutions, print the Certificate of Pension Insurance Relationship for Employees of Government agencies and institutions in Wuxi in triplicate, and submit it to the individual for signature and confirmation. The fund may not be transferred.

(4) special personnel transfer

(1) Enterprises are transformed into enterprises or transferred from enterprises to enterprises. In the payment part of the institution, the fund transfer is handled according to the personnel transfer method of the institution, and the individual payment part has been returned to my non-transfer fund; The enterprise pays part of the capital transfer according to the enterprise method.

② Transfer of personnel in the former suburbs

Old-age insurance for rural areas in the former suburbs should be included in the scope of municipal-level old-age insurance, all savings after the establishment of individual accounts (generally in July 2003) and the principal and interest paid by individuals before the establishment of individual accounts 1996 to 1 to 1997 and 1 to 1.

5] Transfer of land requisition and demolition personnel

(1) According to documents Xi Fazheng [2002] No.343 and [2004] 103, the land-expropriated farmers who implement social security resettlement shall transfer all the principal and interest of the actual storage amount in their personal accounts after land acquisition, and calculate the amount after the establishment of personal accounts according to regulations; The amount of the conversion period before land acquisition and transfer is calculated according to the following methods:

1996 1 to 1997 12, 1998 1 to June 2006 and July 2006 to the month of land acquisition, the transfer funds were the average salary of provincial and municipal employees multiplied by the individual contribution ratio and 654,300 respectively. Interest is calculated according to the one-year savings deposit rate of urban and rural residents of China People's Bank. If the calculation start time of converted years is earlier than 1996 1 month, the transfer amount will be calculated from 1996 1 month; if it is later than 1996 1 month, the transfer amount will be calculated according to the actually calculated start years. In the market, only the relationship will not be transferred to the fund.

② When transferring money, the payment base shall be recorded in the following way.

1992, 1 month later, record the actual payment record according to the facts; If there is no actual payment record, it shall be recorded according to the average salary of employees in provinces and cities applicable to the corresponding year.

4. Financial treatment of funds

Enterprise personnel (excluding Suzhou Industrial Park, provincial rural credit cooperatives, provincial agricultural reclamation, and provincial prisons) transfer funds in the province, and the financial department of the social security center stamps the "special financial seal for fund transfer" on the "transfer form", and at the end of each quarter, the transferred funds are uniformly settled according to provincial regulations. For the transfer of funds by other personnel, the financial settlement of funds shall be handled according to the transferred fund account.

5. The connection between medical insurance and pension insurance.

First, transfer the pension insurance relationship, stamp the "transfer" chapter on the manual, and then I will go to the medical insurance window with the transfer form to transfer the medical insurance relationship.

Third, pay back the money

1. Relevant materials that should be provided to pay the basic old-age insurance premium.

1, in line with the national and provincial regulations, is the person who should pay the basic old-age insurance premium (except for rural contract workers who have terminated the basic old-age insurance relationship).

(1) The employer shall pay the employees according to the original records of salary payment and employment procedures over the years. If it is paid before the end of 2007, the labor contract and employment procedures verified by the labor and social security department shall be provided; If payment is made after 1 2008, the employment record and labor contract shall prevail.

(2) The administrative or judicial confirmation of overdue payment is based on the decision of the labor security supervision department, the conciliation statement and ruling of the labor dispute arbitration department, the conciliation statement and judgment of the people's court and the corresponding original records of wage payment over the years.

2, after the implementation of the basic old-age insurance or social pooling of retirement expenses, in accordance with the provisions of the state and the province, you can calculate the continuous length of service but not pay the old-age insurance time (except during the period of serving in the army and working in government agencies and institutions), confirmed by the administrative department of labor security.

2. The earliest time of retroactive payment.

1. The payment of the basic old-age insurance premium shall be made according to the Minutes of the Conference on Handling Labor Disputes and Social Insurance Prosecution (No.2 [2004] of Xilao Social Security Bureau).

2. Payment of medical insurance premium. The urban area began to pay back the medical insurance as early as 2002 1 October 1, and the earliest start time for Xishan District and Huishan District was 2004 1 October1and 20021October1respectively. Unemployment insurance should be paid together with endowment insurance. Industrial injury insurance does not accept individual contributions, and maternity insurance does not accept contributions.

3 repayment base, proportion and interest.

1, supplementary base. According to my actual salary income. If my actual wage income is lower than 60% or higher than 300% of the social insurance payment benchmark, the payment base shall be determined according to 60% or 300% of the benchmark. If the wage income cannot be determined before the end of August 2007, the payment base shall be determined according to the social insurance payment benchmark of last year.

2. The proportion of overdue payment is the proportion of payment stipulated by the government over the years (see Annex I).

3. Pay the interest of endowment insurance.

Before the end of 1995, the overdue interest shall be calculated according to the one-year resident time deposit rate of the People's Bank of China; After 1996 and 1, pay interest according to the basic old-age insurance rate at the end of the previous business year; The amount stored in the personal account shall bear interest at the prescribed interest rate from the year of repayment.

4. Medical insurance is only paid by the unit, and individual contributions are not paid. After payment, the payment period of medical insurance is calculated, which is not recorded in the personal medical account, and the medical insurance premium during the payment period will not be reimbursed.

4. Accept late payment

Units or individuals fill in the "application form for paying social insurance premiums" and bring relevant materials. If the Application Form for Payment of Social Insurance Premium meets the conditions for payment after preliminary examination by the reporting department of the Social Security Center, the Application Form for Payment of Social Insurance Premium and related payment materials shall be kept, and the Confirmation Form for Payment of Social Insurance Premium (hereinafter referred to as the Confirmation Form for Payment) shall be printed in duplicate, which shall be charged and stamped by the financial department of the Social Security Center (one for the financial department and one for the reporting department).

Step 5 collect late fees

According to Jiangsu Province's "Regulations on the Collection and Payment of Social Insurance Fees", a late fee will be charged.

The overall payment and social insurance audit payment of employees in six units are still implemented according to the original provisions.

Four, the insured extended payment.

1. Extended payment target

The following persons with household registration in this province can postpone payment.

1, after July 2006 1, male is 60 years old, female is 55 years old, and the payment period is insufficient 15. Among them, the female insured retires at the age of 50 according to the regulations, and the payment period is less than 15 years.

2. 65438+1joined the work and participated in the basic old-age insurance before the end of June, 1998, and reached retirement age from July, 2006 to June, 2008, with insufficient payment period 10.

2. Extension of payment processing

1. The social security system will suspend payment from the month after reaching the age; Need to postpone the payment, should be in the age of the month to apply. Postpone payment from the next month of application.

2. The deferred payment personnel shall fill in the Application Form for Deferred Payment in duplicate (see Annex 2), and the flexible employment window of the social security center will accept the preliminary examination, and the comprehensive business window will review and set the deferred payment information, and the flexible employment insurance window will handle the specific procedures for deferred payment. One application form for deferred payment is kept by the window for the insured flexible employees, and the other is kept by myself.

3, extend the payment personnel can participate in endowment insurance and medical insurance, insurance, payment base, payment ratio in accordance with the provisions of the flexible employment.

3. Retirement procedures

1. After the payment period is extended, the payer shall apply for retirement to the labor and social security office at the domicile or temporary residence in time, and stop paying in the flexible employment window of the municipal social security center. The handling personnel of the labor and social security firm carry relevant materials to the retirement benefits verification window of the social security center to go through the retirement benefits verification procedures, with the month of application as the retirement time. Non-local household registration personnel without temporary residence permits in this overall planning area shall go through relevant formalities at the Municipal Social Security Center.

2. If a person from outside the province 1992 65438+ 10/0/has joined the work and has been insured or the payment period has been audited (there is a deemed payment period after 1 992), I will hold my ID card, residence booklet, temporary residence permit, pension insurance manual and payment period audit form until the retirement treatment approval window of the social security center.

3. If the deferred payer is levied during the deferred payment period, and the minimum pension period is reached after the land acquisition audit, and the time of land acquisition approval is earlier than the time of land acquisition payment period audit, the retirement time will start from the month of the last payment month.

Five, one person has more than two old-age insurance relationships (social insurance code) merger operation.

1. Etiquette

I, the applicant, retiree or the unit applying for retirement (the labor security office where the community is located has handed over) fill in the Application Form for Consolidation, Termination and Retention of Endowment Insurance Relationship (hereinafter referred to as the Application Form for Consolidation of Endowment Insurance Relationship, with a separate form), and the social security center accepts the department for review and confirmation, and prints the Confirmation Form for Consolidation, Termination and Retention of Endowment Insurance Relationship (hereinafter referred to as the Form for Consolidation of Endowment Insurance Relationship). Go through the formalities for the merger, retention and termination of the old-age insurance relationship, recover the social security card, handbook, retirement certificate and old-age insurance treatment review (confirmation) form that has been merged and terminated, and affix the seal of "consolidation of old-age insurance relationship" on the retained old-age insurance relationship handbook or retirement certificate.

One person has more than two pension insurance relationships: both are insured; Both insured and retired; Both of them are retired. The specific operation is as follows:

1, both are insured.

(1) accepted by the monthly declaration department of the social security center, reviewed and confirmed the pension insurance relationship, and stamped the Application Form for Consolidation of Pension Relationship.

Comprehensive business window for consolidated refund operation. If you choose to merge, print the Pension Relationship Consolidation Form and submit it to me for signature; If you choose to terminate, the applicant shall go through the formalities of stopping payment at the reporting department of the social security center with the Consolidated Form of Pension Relationship. If a refund is required according to the regulations after the merger or termination of the relationship, I will go to the financial department to handle the refund formalities with the Consolidated Form of Pension Relationship approved by the Social Security Center.

2, both insured and retired.

(1) It will be accepted by the reporting department of the social security center in the last reporting month, and the pension insurance relationship will be examined and confirmed, and the application form for consolidating the pension relationship will be stamped, and it will be submitted to the retirement window, which will confirm the pension benefits and stamp it.

Comprehensive business window for consolidated refund operation. If you choose to keep your job, you should merge the personal account balance and print the personal account notice of endowment insurance. If you choose to keep retirement, you will return it to your personal account for personal payment; If a refund is required after on-the-job or retirement, the refund formalities shall be handled according to the above-mentioned "simultaneous insurance" procedure.

Both of them have retired.

(1) The social security center will pick up the window and accept it, and stamp it on the Application Form for the Integration of Pension Relationship. Print the "Pension Relationship Consolidation Form", and I will select the share to stop and sign it for confirmation.

(2) In the comprehensive business window, the balance of personal account shall be returned according to the above-mentioned "both parties are insured" procedure.

4. The Pension Relationship Consolidation Form is in duplicate (three copies need to be returned), one copy is kept by the comprehensive business window, one copy is pasted in the retention manual by myself, and the other copy is kept by the financial department and refunded; "Application Form for Pension Relationship Consolidation" in duplicate, one kept by the accepting department, one kept by the comprehensive business window (two kept by the retirement window for retired employees).

5. If the merged pension relationship is deemed as payment period or land acquisition conversion period, it shall be deemed as payment period or land acquisition conversion period and incorporated into the retained pension insurance relationship, and the amount of personal account storage shall be recalculated.

Two-person code repetition weighing rule

1, payment status and stop payment status, and keep the personal code of payment status.

2, belong to the payment state, keep personal code to participate in medical insurance.

3. If everyone has participated in medical insurance, the personal code of the last payment will be retained.

4, regardless of enterprises and institutions, keep the personal code of the actual work unit payment.

Merge operation of three, one person and two or more individual social security codes

1. The combination of two or more individual social security codes for one person is accepted by the comprehensive business window of the social security center.

2. If there is no duplicate payment in the same year and the same month within one person and two yards, the reservation number shall be determined and the merger operation shall be directly carried out in the "personnel merger" module of the social security operating system. The system keeps the situation before the merger for future reference; If there is repeated payment in the current month, print the Consolidated Form of Social Insurance Relationship in duplicate and sign it for confirmation. The system will keep the payment before the consolidation operation for future reference. Except for endowment insurance and medical insurance, the repeated payment bases of other types of insurance are not superimposed.

3. The applicant holds the Application Form for Social Insurance Relationship Consolidation and the Social Security Card to the medical insurance window of the social security center for overlapping medical insurance accounts, and the medical insurance window takes back the merged Social Security Card.

4, the information center "social security card" card window with the "merger application form", according to the retained social security code to rewrite the "social security card", the merged personal code invalid.

4. Information to be carried or provided

Original identity card, handbook and social security card. Retired, should also carry a retirement certificate and pension insurance benefits (confirmation) audit table.

Six, break the routine and withdraw from the unit retirement, assistance and renewal of insurance personnel (hereinafter referred to as "triage personnel") payment methods.

1. social insurance premium base

After the issuance of these Provisions, it will break through the base of social insurance premiums paid by the personnel who are diverted from the unit. According to the "Eleventh Five-Year Plan" of our city and the average wage growth of employees in recent years, it will be implemented as 60% of the average wage of employees in our city. The contribution ratio is 28% for endowment insurance, 3% for medical insurance 1 1.2% for unemployment insurance. See Annex III for the payment standards of all kinds of personnel.

2. Payment method and payment subject

1. The payer shall report the payment to the social security center according to the business year. Pay in the first half of the year to the end of June of that year, and pay in the second half to the end of June of the following year; Pay the social security fee for the next year in July every year.

2. The payment entity is the superior management company or asset management company of the customs clearance breaking unit. The specific operation is as follows: the social security center calculates and prints the "payment statement" to the customs-breaking restructuring unit according to the payment standard, and the customs-breaking restructuring unit pays the total amount of social security fees payable in the "payment statement" to the superior management unit or asset management company, which will report the payment to the social security center.

Three. Implementation of funds

For the state-owned (collective) enterprises that have been demolished, their superior management units must establish special accounts to implement the social insurance premiums that should be paid, and the funds should be used for special purposes. Only under the premise that the municipal state-owned assets department issues the procedures for the receipt of funds can they handle the social security diversion operation for retired, cooperative insurance and renewal insurance personnel. Enterprises above the collective level must be guaranteed by the district finance department or the superior management unit before they can be handled according to the above methods.

Seven, payment base superposition operation

area of application

Social insurance premiums have been paid in one lump sum for retired, co-insured and renewed employees of retirement units (hereinafter referred to as "diverted employees"). After re-employment, the payment wages will be calculated together.

2. Business operation

1, personnel management and declaration

Re-employment employers shall go to the social security center to apply for the increase or decrease of the "triage personnel" with the labor (service) relationship materials.

2. Guarantee measures for foundation superposition and capping

(1) The payment salary of the triage personnel is superimposed with the payment salary declared by the current work unit, and it shall be handled according to the method of capping the normal insured.

(2) If the individual payment exceeds the ceiling, the current employer shall fill in the Application Form for Refund of Social Insurance and return it to him after being examined and sealed by the reporting department of the Social Security Center. For specific refund operation, please refer to the Measures for Refund of Two or More Endowment Insurance Relationships.

3, pension, medical care, unemployment, work injury and maternity insurance base superposition processing.

(1) The endowment insurance base is superimposed, and the personal account storage amount is accumulated, and the interest is calculated separately according to the actual arrival time.

⑵ Individual medical account funds are calculated according to the superimposed payment base.

(3) Unemployment insurance payment base is not superimposed. "Diverted personnel" do not pay unemployment insurance premiums.

(4) The work-related injury and maternity insurance bases are not superimposed, and the work-related injury and maternity benefits are separated. The unit payment base for personal work-related injury and maternity is used as the basis for treatment calculation.

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