How to transform employee social security into resident social security

The transfer of employee social security to resident social security is as follows:

1. Employees shall apply to their units for conversion and provide relevant supporting materials. The unit shall go through the formalities according to law and change the social security relationship of employees from employee social security to resident social security. In the process of conversion, it is necessary to ensure that the rights and interests of employees are protected to avoid information loss or errors.

2. Employees should take the initiative to understand residents' social security policies and welfare benefits and pay related expenses on time. Residents' social security covers a wide range, including medical care, pension, unemployment and so on. Employees need to choose the appropriate security items according to their own needs.

3. Government departments should strengthen supervision and guidance to ensure the fairness and justice of the transformation process. Through the above measures, we can realize the smooth transition from employee social security to resident social security and provide more comprehensive social security for employees.

The difference between social security for employees and social security for residents.

1, the two concepts are different.

Social security for employees: the state will co-ordinate and force enterprises and employees to pay, mainly for employees in enterprises, and social security fees will be jointly funded by enterprises and individuals.

Social security for residents: it is for individuals with urban hukou but no work unit. Participating in residents' social security is voluntary, not compulsory, and it is purchased in the name of individuals.

They pay different fees.

Employee medical insurance: paid on a monthly basis, which is generally stipulated to be paid before the th of each month. There will be a late fee for overdue payment, and medical expenses incurred during the unpaid period will not be reimbursed first, but will be reimbursed after payment.

Residents' medical insurance: paid annually with a collection period. Generally, the annual fee is paid from September to 65438+February. If there is no payment within the collection period, there will be a certain waiting period, that is, there will be no treatment for a while.

3. Treat them differently.

Because the payment amount of residents' social security is much lower than that of employees' social security, the treatment of natural residents' social security is also much lower than that of employees' social security.

For employees who pay employee pension insurance, the calculation of pension is based on the payment period, payment base, personal account and other parameters, generally linked to the average social wage, which has been rising every year for more than ten years.

Medical insurance: the evaluation standard is mainly based on the reimbursement ratio of medical insurance. In the case of hospitals at the same level, the reimbursement rate of residents' medical insurance is about 20%-40% lower than that of employees' medical insurance. In addition, employees who have been insured for 25 years for men and 20 years for women can enjoy basic medical insurance benefits without paying any fees after retirement; Residents' medical insurance has no insurance coverage and needs to be paid once a year. If you don't pay, you can't enjoy medical insurance benefits.

To sum up, if the insured who participates in the old-age insurance for urban residents want to switch to the old-age insurance for urban employees, the easiest way is to join a company and let the company buy old-age insurance for you. In this case, you will receive much more pension after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.