How much is the medicine reimbursed by the medical insurance card?

Legal analysis: the new rural cooperative medical system needs to buy prescription drugs in designated village clinics or public hospitals at or above the township level, and can be reimbursed within the limit. The general reimbursement rate does not exceed 20%. Workers paid social security and received social security cards. When they go to a hospital or a pharmacy to buy medicines, they can use the balance in the China account of the social security card to pay for the medicines, which cannot be reimbursed. Only when you are hospitalized can you reimburse in the overall account.

1, medical insurance is divided into two accounts, personal account, and the money reflected in the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the part of hospitalization expenses that the individual pays; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account.

2. When seeking medical treatment, show the medical insurance card to the designated hospital to prove the identity of the insured. At the time of checkout, the part paid by the individual is paid by medical insurance card or cash, and the part reimbursed by medical insurance is settled by medical insurance and hospital, so the individual does not need to pay first and then reimburse.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.