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How much does medical insurance for urban residents pay a month?
The payment standard of medical insurance for urban residents varies from region to region. Under normal circumstances, the financing standard for non-employed urban adult residents is 560 yuan per person per year, in which individuals pay medical insurance premiums in 330 yuan and the rest in 230 yuan are subsidized by the government; Individuals over 70 years old pay 120 yuan, and the government subsidizes 440 yuan; For severely disabled people, low-income households, family members with special difficulties, and elderly people over 60 years old from low-income families, all medical insurance expenses are subsidized by the government, and individuals do not need to pay. Please refer to the relevant local regulations for the specific payment amount and policy.
Payment standard of medical insurance for urban residents:
1. payment policy: different regions make different payment policies according to the level of economic development and residents' income;
2. Payment grade: In some areas, there are multiple payment options for residents with different income levels to choose from;
3. Government subsidies: the state and local governments give certain financial subsidies according to policies;
4. Payment cycle: Under normal circumstances, the premium is charged annually, but some areas offer the option of monthly or quarterly payment;
5. Payment method: Payment can be made through bank withholding, social security card payment and online payment.
To sum up, the payment amount of medical insurance for urban residents varies from region to region. Under normal circumstances, non-employed urban adult residents pay 330 yuan every year, and the government subsidizes 230 yuan; Individuals over 70 years old pay 120 yuan, and the government subsidizes 440 yuan; For poor groups and low-income families over the age of 60, medical insurance costs are fully subsidized by the government. Please refer to the relevant local regulations for the specific payment amount and policy.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 25
The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.
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