The best age to buy social security

The state stipulates that/kloc-can participate in social insurance from the age of 0/6. Employees of enterprises and institutions who participate in the work should pay social insurance from the beginning of their employment. Staff of public institutions and employees of enterprises should pay social insurance until retirement age, when the minimum payment is 15 years, they can retire and receive pensions. The minimum accumulated payment of the flexible employment pension insurance participants is 15 years, and they will retire at the retirement age.

There is an age limit for participating in social security, including social security for employees and social security for urban and rural residents. Employees participating in social insurance must meet the age requirements of employment such as labor law.

Minimum: As a child worker below 16, he can't participate in social security naturally. Maximum limit: those who exceed the statutory retirement age (60 for men, 55 for women cadres and 50 for women workers) cannot participate in employee social security.

Social security for urban and rural residents includes endowment insurance and medical insurance, and the insured person of endowment insurance must be 16 years old or older; Medical insurance can be insured from birth (some places allow prospective newborns to participate), regardless of age. Individuals can also pay social security (unemployment, pension, medical care), but they cannot pay work-related injury and maternity insurance. Under normal circumstances, men over 60 years old and women over 55 years old cannot participate in social security, so there is an age limit for participating in social security. However, there is no age limit for rural people who are now requisitioning land. Therefore, different regions have different situations, different policies and different practices.

Legal basis: Article 10 of the Social Insurance Law: Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 16 of the Social Insurance Law stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years.

Article 23 of the Social Insurance Law stipulates that employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.