How to reimburse maternity allowance if you buy social security yourself?

Individuals who pay social security themselves cannot apply for maternity insurance.

One of the main conditions for people to participate in maternity insurance is that employees, including male employees, who have established labor relations with employers should participate in maternity insurance. Individuals who pay social security are self-employed or self-employed and are not allowed to participate in maternity insurance, so they cannot be reimbursed.

Maternity insurance reimbursement conditions:

1, in line with the national family planning policy or family planning operation;

2. The employer has participated in maternity insurance as required, and paid maternity insurance premiums in full for employees for more than one year.

The application materials to be submitted by the maternity female worker:

1, the family planning certificate issued by the family planning department;

2. The baby birth certificate issued by the medical department;

3, the birth of female workers, family planning workers my ID card;

4. Application form for maternity medical certificate of enterprise employees;

5, enterprise employees family planning surgery medical certificate application form;

6, enterprise employees maternity medical expenses reimbursement application form;

7, maternity insurance benefits of enterprise employees approved settlement table;

8, enterprise employee maternity insurance on-site medical application form;

9, maternity medical bills, cost list, outpatient medical records, discharge summary and other raw materials;

10, receipt.

To sum up, the maternity allowance for female employees during maternity leave is paid by the maternity insurance fund according to the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave.

Legal basis:

Article 54 of the Social Insurance Law of People's Republic of China (PRC)

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.