If you don't pay the medical insurance account for several months in a row, it will be cleared.

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Social security is suspended for three months, and medical insurance is not cleared. After three months, the medical insurance recalculated the payment period.

Within one medical insurance payment year, the social insurance payment will be stopped for 3 months, and the medical insurance payment period will be cleared and recalculated. After the personal account balance is paid, it will be activated and can continue to be used, that is, the amount of medical insurance paid by individuals is not cleared.

If the medical insurance payment is interrupted for 3 months, the continuous insurance period will be recalculated. The medical insurance zeroing is aimed at zeroing the insured's payment period rather than the individual account, and the amount transferred to the individual account will not be zeroed every month (the medical insurance account of flexible employees without personal accounts is originally zero).

Due to the failure to go through the formalities of stopping insurance in time, after the insured person stops paying, the social security department will ask him to pay the late payment fee, but it will not empty the funds in his personal account and the payment period.

If you stop participating in insurance due to work changes, you can go through the formalities of stopping insurance at the local tax department where you participate, and then renew your insurance when you participate. For example, if you are employed in different places, you can go to agencies at all levels to handle the transfer of pension insurance relations. If the insured person stops paying but fails to go through the formalities of stopping insurance, there will be a reminder of his arrears on the system.