What's the matter with the five insurance without maternity insurance

Five insurance without maternity insurance is how

Five insurance is including maternity insurance, maternity insurance is one of the five social security insurance, five insurance, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance. Normally, as long as the unit for the employee to pay the five insurance, which includes maternity insurance, there is no no maternity insurance.

If an employee finds that he or she does not have maternity insurance, the following situations may exist:

The company has not paid maternity insurance for the employee: in this case, the employee can consult with the company's human resources department to learn about the company's maternity insurance payment status, and if the company has not paid the maternity insurance for the employee, the employee can defend his or her own rights and interests through negotiation with the company or through legal channels.

Cancellation of maternity insurance: In some regions or companies, maternity insurance may be canceled. This may be due to the high cost of maternity insurance, or the company may consider that maternity insurance is no longer necessary. In this case, the employee needs to find out the local policy or company rules to see if they can re-enroll in maternity insurance.

Transferring Maternity Insurance: In some cases, employees may transfer their social security coverage between companies, resulting in an interruption or transfer of maternity insurance. Employees need to be aware of their social security transfers and contact the relevant authorities in a timely manner to ensure that their maternity rights are protected.

In summary, if an employee finds that he or she does not have maternity insurance, he or she needs to find out about his or her company's maternity insurance, local policies or company regulations, and contact the relevant departments in a timely manner to ensure that his or her maternity rights and interests are protected.

Legal basis:

Article 53 of the Social Insurance Law of the People's Republic of China*** and the State: "Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with the state regulations, and the employee shall not pay maternity insurance premiums."