Proportion of five insurances and one gold in Guangzhou

The contribution ratio of different regions and companies is different, but it can be used as a reference. The payment ratio of units and individuals with five insurances and one gold is as follows:1; Endowment insurance: the unit pays 19%, and the individual pays 8%. 2. Medical insurance: the unit pays 6% and the individual pays 2%. 3. Work-related injury insurance: paid by the employer, but not by individuals. The industrial injury insurance rate is divided into 8 grades, including 0.6% and 3.6%, and the social security agency shall verify the rate according to the characteristics of the industry to which the unit belongs. 4. Maternity insurance: paid by the employer, not by the individual. Maternity insurance rate is 0.3%. Male workers participate in maternity insurance, and if their wives are not insured, they can also enjoy certain maternity allowance when giving birth. 5. Unemployment insurance: the unit pays 0.6%, the individual pays 0.4%, and the individual does not need to pay. Unemployment insurance can only be enjoyed after paying for one year. Generally, it is paid for two months in one year and four months in two years, but the longest period of enjoyment cannot exceed 24 months. 6. Housing accumulation fund: units and individuals pay equal fees, and the general payment ratio is 12%.

Legal objectivity:

According to the provisions of the Labor Law and the Social Insurance Law, the employer shall pay five insurances, that is, social insurance, for workers from the date of employment. These five risks are mandatory by law, but one gold is generally determined by the enterprise according to the actual situation, and there is no mandatory provision by law.