Is it appropriate to pay social security at the age of 44?

It is appropriate to pay social security at the age of 44 this year.

According to the relevant laws and regulations, it is still appropriate to start paying social security at the age of 44. When reaching the statutory retirement age, if the accumulated payment is less than fifteen years, it can be paid back to fifteen years in order to receive the basic pension on a monthly basis. The retirement age of women varies with different occupations. Female cadres are 55 years old and female workers are 50 years old. Therefore, if a 44-year-old woman starts to pay social security, she will still have a chance to receive the basic pension when she reaches retirement age. At the same time, if the accumulated payment is insufficient, you can also choose to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy the corresponding pension insurance benefits in accordance with state regulations.

Social security payment period and retirement benefits:

1, the influence of social security payment years on pension: the longer the social security payment years, the more money accumulated in personal accounts and the higher the pension received after retirement;

2. Minimum payment period requirements: According to China's social security policy, you need to pay at least 15 years of social security when you retire to enjoy the basic old-age insurance benefits;

3. Plan retirement life in advance: paying social security is an important part of planning retirement life, and joining insurance as soon as possible will help ensure the economic source of old age;

4. The role of social security contributions in medical security: Social security includes not only endowment insurance, but also medical insurance. Paying social security can reduce the burden of medical expenses when you are sick;

5. The role of social security payment in unemployment security: Social security also includes unemployment insurance. When the insured is unemployed, he can receive unemployment insurance money to relieve the economic pressure during unemployment.

To sum up, it is appropriate to start paying social security at the age of 44 this year, because according to relevant laws and regulations, it can be paid back to fifteen years when reaching the statutory retirement age, and the retirement age of women varies according to different occupations. After paying social security, 44-year-old women still have the opportunity to meet the conditions of receiving basic pension, or they can choose to transfer to other old-age insurance to enjoy corresponding treatment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.