Social security personal account clearing and settlement

Legal analysis: social security only allows employees to apply for a refund of their personal contributions when they reach retirement age, and they do not enjoy social security benefits. Personal social security can also be cleared out, but only the part paid by individuals.

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Take your ID card and social security card, go to the local social security bureau, draw out the documents for paying social security, including endowment insurance and medical insurance, and just take the documents to the bank designated by the social security bureau to pay the money. Social insurance premiums in all parts of the country, whether individuals or units, can go directly to the Social Security Bureau for payment procedures.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.