Transfer and withdrawal of medical insurance in Shenzhen

Upon the application of the insured, the social (medical) insurance agency in Shenzhen shall handle the transfer formalities according to the regulations, terminate the basic medical insurance relationship of the insured in Shenzhen and establish a personal account. In principle, personal accounts are transferred with the medical insurance relationship. If the personal account of the insured person cannot be transferred, he may apply for a one-time payment of the personal account balance with the relevant certificates provided by the social insurance institution in the transfer place. Insured persons who leave the country to settle down or lose their nationality may apply for a one-time payment of personal account balance and terminate their medical insurance relationship in this city. The insured who participates in employee medical insurance has a personal account for medical insurance in his medical insurance card (social security card), but during his insurance period, the funds in the personal account cannot be arbitrarily extracted or used for other purposes, and the principal and interest can be carried forward and inherited.

: 1. Insured persons who have gone through the confirmation procedures for long-term medical treatment in different places or left the country to settle down after retirement can go through the withdrawal procedures for personal accounts with relevant materials.

2. After the death of the insured person, his successor can handle the withdrawal procedures of personal account according to relevant information.

3. Insured persons who have left the country to settle down before retirement or foreigners who have left the country to return home before retirement can go through the withdrawal procedures of personal accounts with relevant information after going through the formalities of downsizing and stopping insurance according to regulations.

4. When the social medical insurance relationship of the cross-regional floating population is transferred, the balance of the personal account is transferred in principle through the social (medical) insurance agency. If the social (medical) insurance agency in the receiving place explicitly refuses to accept the balance of personal account, or fails to provide the information of receiving account with the balance of personal account, it may handle the withdrawal procedures of personal account with relevant materials.

5. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get the necessary material help from society, reduce the burden of medical expenses, and prevent sick social members from becoming poor due to illness.