Payment standard of endowment insurance in social security

Social endowment insurance, the payment standard is based on the average social wage of the whole province in the previous year, and the basic endowment insurance premium is paid at the rate of 20%, all of which shall be borne by me. Individuals who participate in endowment insurance in their personal capacity take a certain proportion of the average social salary of local employees in the previous year as the base of individual contributions, and the optional grades are 60%, 80%, 100%. Pension insurance payment ratio: employees: 8%; Enterprises: 20% (the contribution rate of enterprises in some provinces and cities has dropped below 20%). The proportion of payment is divided into enterprises and individual employees: (1) All enterprises pay 20% of the total wages of employees, and employees pay 8% of the individual contribution base. The part paid by individual employees shall be withheld and remitted by the enterprise. (2) Self-employed workers, including self-employed industrial and commercial households and freelancers, shall pay 18%, which shall be borne by themselves. Specifically, the information released by various provinces and cities shall prevail. Employee pension insurance payment base: payment base: based on the average social wage of employees in the province (city) in the previous year (referred to as the provincial social wage); Upper limit of payment base: 300% of social wages; The lower limit of payment base: 60% of social wages. 1, if the wage income of enterprise employees is lower than 60% of the social wage of the province (city), the payment base shall be approved at 60%; If it is higher than 60% of the provincial social wage, the payment base shall be approved according to the actual wage income, but it shall not be higher than 300% of the provincial social wage. 2, individual workers can be more than 300% of the province's social wages, independently determine the base of payment. Calculation method of employee pension insurance payment: 1, and enterprise payment amount = approved total wages of enterprise employees × 20%; 2 individual contributions of employees = approved payment base ×8%= total wages of employees × 60% ~ 300% × 8%; 3, individual workers (including individual industrial and commercial households and freelancers) payment amount = approved payment base x18%.

Legal objectivity:

The proportion of payment is divided into enterprises and individual employees: (1) All enterprises pay 20% of the total wages of employees, and employees pay 7% of the individual contribution base (7% in 2003, increased by one percentage point in two years, and finally reached 8%). The part paid by individual employees shall be withheld and remitted by the enterprise. (2) Self-employed workers, including self-employed industrial and commercial households and freelancers, shall pay 18%, which shall be borne by themselves. For example, in April 2003, Hebei Province announced that the social wage in 2002 was 747 yuan per month, so the payment base can be selected between 747-224 1 yuan. The minimum annual payment is 747×18 %×12 =1613.5 yuan, and the maximum is 2241×18 %×12. Where is the endowment insurance process? Individuals should go to the local social security center (where their household registration is located) or participate in commercial insurance, such as life insurance and Ping An insurance. If it is on-the-job, it will be simpler and handled directly by the human resources department of the unit. When will it be handled? When you go to handle it, you must not go during the working hours, holidays and weekends of the handling department. Generally, the processing time is from Monday to Friday at 08: 30am-165438+0: 30pm and13: 00pm-17: 00pm. What information is needed for processing? If it is the first time to apply, you need the following information: the original household registration book, the original and photocopy of the resident ID card, and two recent one-inch bareheaded photos. If you continue to pay the fee, the information you bring is the household registration book, the original ID card, the employee pension insurance manual, the medical insurance certificate and other related information. What are the precautions? There is an age limit for handling social security, 50 for women and 55 for men. You can buy it before this age. After this age, the social security bureau will let you make up 15 years of social security at one time. As for commercial insurance, we should read the insurance book carefully, not just listen to the insurer's side of the story, but according to the insurance contract to avoid regret after buying it. How to treat it? There are three types: 1, and online inquiry: landing on the local human resources and social security network. 2. Telephone enquiry: call122333; 3. On-site inquiry: Bring relevant certificates to the social security center for inquiry. The above is the fee that individuals have to pay for endowment insurance, which is determined according to their own situation.