How many years should Zigong urban workers pay medical insurance before they can enjoy medical insurance benefits after retirement?

What we usually call retirement is the retirement of social endowment insurance. According to the relevant provisions of the Social Security Law, the pension insurance payment reaches 15 years, and you can retire when you reach the legal retirement age stipulated by law. Those who pay medical insurance, if the payment period of medical insurance reaches the payment period stipulated by local government agencies at retirement, will no longer pay medical insurance after retirement and enjoy social security benefits for life. Many people call this "medical insurance retirement". However, medical insurance retirement must be based on old-age retirement in order to experience the corresponding medical insurance retirement salary, and medical insurance itself cannot enjoy the retirement policy independently.

Zigong City belongs to Sichuan Province, one of the earliest municipalities directly under the Central Government of China. At present, China's medical insurance is to promote the integration of big cities at the municipal level. As an independent overall planning area, the current policy of implementing medical insurance for urban workers must be implemented in strict accordance with the specific requirements of Zigong City. Zigong Municipal People's Government issued the document (20 16) 17 in June 2065, namely "Measures for Basic Medical Insurance for Urban Workers in Zigong City". According to the relevant provisions of this method, employees who participate in medical insurance in Zigong City must reach the minimum payment period stipulated by Zigong Municipal People's Government in order to enjoy social medical insurance benefits after retirement.

Judging from the relevant provisions of the medical insurance measures for workers in Zigong, it has a relatively distinct local culture. For example, the relevant provisions of the minimum payment period should be based on September 30, 20 10. That is to say, before September 30, 20 10, the minimum payment period of the insured over 50 years old (including 50 years old) and over 40 years old (including 40 years old) is 15 years; Before September 30, 20 10, the minimum payment period for men under 50 years old and women over 40 years old is 20 years, and the payment period before and after the base date is calculated cumulatively.

Before the benchmark date, September 30th, 20 10, employees who have been insured and retired from our company will no longer pay the basic medical insurance premium and enjoy the basic medical insurance benefits for retired employees. In other words, those who have paid medical insurance before 20 10 and retired from the enterprise have nothing to do with the minimum payment period. They can only enjoy the retirement policy of medical insurance after retirement. After the benchmark date, that is, after September 30th, 20 10, if the retirees have not reached the minimum payment period, the units and individuals will enjoy the medical insurance benefits for retired employees after fully supplementing the minimum medical insurance premium for the minimum payment period.

If the freelancer fails to reach the required payment period when he retires, that is, the minimum payment period is 20 years, which will be paid by the candidate himself in one lump sum. If the basic medical insurance premium cannot be fully supplemented at one time, it can be gradually paid to a lower payment period, but the medical insurance benefits for retired workers can only be enjoyed after paying the old-age insurance premium.

Generally speaking, there are three key points in the payment period stipulated by the insured in Zigong City. One is to divide the minimum payment period based on September 30, 20 10; Second, the payment period is set according to the age around the benchmark date. The age before and after the benchmark date is different, and the payment period is different by five years. Minimum payment 15 years, maximum payment of 20 years, the same for men and women; Third, if you work in the insured unit before the benchmark date, you will no longer pay when you retire. Those who work after the base date must pay the minimum payment period, and friends who fail to meet the minimum payment period can pay in one lump sum.