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Are social security and medical insurance paid together?

Medical insurance and social security can be paid separately or together, but it depends on the situation. You should know that the social security card contains medical insurance. If the insured person is employed flexibly, he can only buy medical insurance but not social security, but he can also buy medical insurance and social security at the same time. This is allowed by law, but it depends on everyone's actual situation. If the insured is a company employee, it can also be paid together with medical insurance and social security. Of course, this is mandatory. After all, the work unit has the obligation to buy social security for the employees of the company.

The main differences between medical insurance and social security are as follows:

1, the two concepts are different. We should know that social security cards are issued by local human resources and social security departments for the whole society, while medical insurance cards are issued by relevant banks;

2. Their functions are different. Social security card not only has the function of medical insurance card, but also can handle other social security business, and medical insurance card can only be used to enjoy medical insurance benefits;

3. Their safety performance is different. You should know that social security cards have a very strict key management system and approval. Compared with the medical insurance card, the safety factor is higher, but the medical insurance card does not have such a management system.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households with employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.