Is it a loss to transfer social security from Beijing to your hometown?

Whether Beijing's social security transfer to hometown is a loss needs to be treated according to specific circumstances:

1, employee pension insurance and urban and rural residents' pension insurance are not a pension system, and they cannot be enjoyed at the same time when they retire. If you choose to receive a pension in your hometown, the employee insurance paid in Beijing can be combined and the payment period can be accumulated; However, if you receive a pension in Beijing, the old-age insurance paid in your hometown cannot be incorporated into the old-age insurance for employees in Beijing, and the old-age insurance premiums paid in the past should also be returned;

2. Employee pension insurance is much better than resident pension insurance, especially in first-tier cities like Beijing, where the level of pension is much higher than other places. If you have paid 15 pension insurance in Beijing, it will be very unfavorable to move out to a small place to receive a pension.

The characteristics of social insurance are as follows:

1. The objective basis of social insurance is the risks existing in the labor field, and the object of insurance is the individual workers;

2. The subject of social insurance is specific. Including workers (including their relatives) and employers;

3. Social insurance is compulsory;

4. The purpose of social insurance is to maintain the reproduction of labor force;

5. The insurance fund comes from the payment and financial support of employers and workers. Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

skill

The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.