Job Recruitment Website - Social security inquiry - Can I get a refund if I don't buy social security halfway?

Can I get a refund if I don't buy social security halfway?

Legal analysis: if you don't buy social security midway, you can return the amount of your personal account after surrender. Because social security accounts are divided into individual accounts and overall accounts, that is, the part paid by individuals every month belongs to individual accounts, and the part paid by units belongs to overall accounts. If you surrender, the money in your personal account can be returned, and the money in your overall account belongs to the state. Surrender shall be handled by the insured employee himself and shall not be collected on his behalf.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited. Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.