About social security bureau endowment insurance

Social endowment insurance is divided into the following three categories!

First, the basic endowment insurance for employees

The basic old-age insurance for employees is generally purchased by office workers in cities, and people who work in big cities other than their registered permanent residence can choose to pay this type.

The proportion of employees' basic old-age insurance contributions: the proportion of unit contributions varies from place to place, and the proportion of individual contributions is 8%.

Acceptance conditions:

1, and the accumulated payment period of individuals reaches 15 years or more;

2. I must reach retirement age and go through retirement procedures. The retirement age is generally 60 for men and 50 for women;

3, units and individuals to participate in endowment insurance and fulfill the obligation to pay.

Two. Social endowment insurance for urban residents

Coverage of social old-age insurance for urban residents: Non-employed urban residents who have reached the age of 16 (excluding students at school) and do not meet the basic old-age insurance conditions for employees may voluntarily participate in the old-age insurance for urban residents at their domicile.

Endowment insurance fund for urban residents: it is an insurance paid by individuals and subsidized by the government.

Payment standard: 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2,000 yuan, 12 grades, and the insured chooses the grades to pay annually.

Acceptance conditions:

1. Urban residents who have participated in the old-age insurance for urban residents can receive a monthly pension at the age of 60.

2. After the implementation of the old-age insurance system for urban residents,

Those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for employees and other old-age benefits stipulated by the state can receive the basic pension on a monthly basis without paying fees;

3. After the implementation of the old-age insurance system for urban residents,

If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15;

If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

Third, the new rural social endowment insurance.

Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.

The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies.

Payment standard: RMB 100 per year, with five grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. Payment grades can be added according to the actual situation. Insured people choose their own grades, pay annual fees, and pay more.

Acceptance conditions:

1, who has reached the age of 60 and does not enjoy the basic old-age insurance for urban workers, can receive a monthly pension.

2, after the implementation of the new agricultural insurance system, has reached the age of 60, did not enjoy the basic old-age insurance for urban workers, do not have to pay, you can receive a monthly basic pension, but their children who meet the conditions of insurance should pay insurance;

3. When the new rural insurance is implemented, if the age before receiving it is less than 15 years, the annual payment is allowed, and the accumulated payment is not more than 15 years; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.