My husband and I both have social insurance. How to use the medical insurance card?

Legal analysis: the medical insurance card is used between husband and wife and can be paid directly through personal account. Husband and wife * * * use medical insurance, which means that when the insured uses the secondary account, they need to go through the examination and approval and transfer procedures in the service hall of the Municipal People's Society, and provide the original and photocopy of the ID card and social security card, as well as the proof of immediate family members (household registration book, marriage certificate or proof provided by the public security department, etc.). ). When handling, both parties must sign on the spot. When it is needed, the insured person will pay directly by swiping the social security card in the hospital.

Legal basis: Guiding Opinions of General Office of the State Council on Establishing and Perfecting the Economic Security Mechanism for Employees' Basic Medical Insurance Outpatients (V) Standardizing the scope of personal accounts. Personal accounts are mainly used to pay out-of-pocket expenses of insured persons within the policy scope of designated medical institutions or designated retail pharmacies. It can be used to pay the medical expenses incurred by the insured and their spouses, parents and children in designated medical institutions, as well as the expenses incurred by individuals in purchasing drugs, medical devices and medical consumables in designated retail pharmacies. Explore the personal accounts of spouses, parents and children participating in the basic medical insurance for urban and rural residents. Personal accounts shall not be used for public health expenses, physical fitness or health care consumption and other expenses that are not covered by the basic medical insurance. Improve the management measures for the use of personal accounts and do a good job in the statistics of income and expenditure information.