How do individuals pay social security?

If you hold a local account, you can go through the social security transfer formalities at the social security bureau where the account is located and renew your insurance in a personal way; If you are not a local hukou or a rural hukou, you should transfer to a new unit to renew your social security. Individuals who pay social security and medical insurance need to choose to re-open an account and apply to the social security bureau where the account is located.

There are three ways to pay social security by yourself: 1. Individuals pay flexible employment social security, that is, they go to the social security center to pay, and they need to bear the social security expenses in full. They belong to the same system as enterprise social security, and only have pension and medical care, but they can't pay maternity insurance and have no unemployment insurance. 2. The affiliated enterprise pays money, which can be a company of relatives and friends or a special social security institution. It's exactly the same as paying social security in the company, and the benefits are the same, but you need to pay a certain handling fee. After all, these companies are intermediaries. 3. Pay social security for urban and rural residents. If you don't want to pay social security for employees, or the economic conditions don't allow, you can pay social security for urban and rural residents. The cost is relatively low, the grade is flexible, and the relevant departments give subsidies. But the payment is low, so the pension is also low.

Social security is divided into units and individuals. Specific social security contributions are as follows:

Endowment insurance, units and individuals pay 20% and 8% respectively;

Medical insurance, units and individuals pay 12% and 2% respectively;

Unemployment insurance, units and individuals pay 2% and 0% respectively;

Maternity insurance units pay 0.60%, and individuals do not pay.

Work-related injury insurance units pay 2%, and individuals do not pay.

To sum up, it is Bian Xiao's relevant answer about how individuals pay social security, hoping to help you.

Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.