Monthly transfer amount of personal medical account

The standard of monthly transfer amount of individual medical account is as follows:

1, 2% of the monthly premium paid by the individual is fully included in the medical insurance personal account;

2, the unit allocated medical insurance personal account proportion:

Under 45 years old, including 0.7%;

45 to retirement, included in1.2%;

Retirement is included in 3.4%;

3, or 0.6% for those under 45;

From the age of 45 to retirement,1.1%;

3.2% includes retirement.

Social security contribution ratio:

1, employee's individual contribution ratio: it is generally a certain proportion of my salary, and the specific proportion varies from region to region;

2. The proportion paid by the unit for the employees: the unit usually bears a higher proportion of payment, depending on the regional policy;

3. The contribution ratio of freelancers: The social security contribution ratio of freelancers is usually stipulated by the local social security bureau;

4. Payment ratio of flexible employees: The payment ratio of flexible employees may be similar to that of freelancers, which is also determined by local policies;

5. Retirees' contribution ratio: Retirees usually do not need to continue to pay social security, but may need to pay the personal part of medical insurance.

To sum up, the standard of the amount to be transferred to the individual medical account every month is determined according to the proportion of the premiums paid by the individual and the company's share, in which 0.7% or 0.6% is transferred to those under the age of 45, 1.2% or 1. 1% is transferred to those under the age of 45 before retirement, and 3.4% or 3.2% is transferred after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.