What is the first, second and third base of self-funded social security?

The base of the first, second and third grades of self-funded social security is between 60% and 300%.

The payment base of social security will generally be between 60% and 300% of the average social wage. Social security payment grades are different in different regions, some regions are 6 files, and some regions are 3 files. The most common grades are 40% in the lowest grade, 60% in the first grade, 80% in the second grade and 100% in the third grade.

The higher the grade you choose, the higher the cost you need to pay, and of course the more pensions you will receive in the future.

For example, the average social wage in a certain place is 3000, because flexible employees pay endowment insurance according to 20%, while individual employees pay endowment insurance according to 8%. Therefore, if you choose the second file, flexible employees need to pay: 3000*80%*20%=480 yuan; The employee's monthly payment is: 3000*80%*8%= 192 yuan.

We also need to note that if the wage income of an employee is higher than 300% of the local average wage in the previous year, then the employee will pay 300% of the local average wage in the previous year.

However, if the employee's wage income is lower than 60% of the local average wage in the previous year, then the employee will pay 60% of the local average wage in the previous year.

To apply for a social security card, you need the following information:

1. If an individual applies according to law, he/she shall provide the applicant's ID card, household registration book, social security application registration form and other materials;

2. If the company applies, it needs its business license, registration certificate, employee roster, social security registration application form and other materials.

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

The ways to deal with social security are:

1, paid by the unit, and the social security fee shall be borne by the individual and the unit * * *;

2. Individuals can go to the Social Security Bureau to pay by themselves.

3, the employer shall pay the basic old-age insurance premium in accordance with the proportion of the total wages of employees in the unit stipulated by the state, credited to the basic old-age insurance fund.

4. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in personal accounts.

5. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

To sum up, the minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 18 The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.