Parents have never been on social security, what about old age and health care?

What about old age and health care for parents who have never been on Social Security?

Nowadays, most people should be clear about the importance of social security.

However, our parents' generation, may not have enough conditions when they were young, or not enough knowledge of social security at the beginning, never on the social security, their old age, medical care how to do?

How do you remedy your parents' lack of social security?

One way is to pay the residents' social security, which mainly includes residents' medical insurance and residents' pension.

Residents of the medical insurance, some rural areas is the new rural cooperative, it has no age limit, any age can participate in the insurance, there is no health threshold, pay a year insurance year, only a few hundred dollars a year, sick hospitalization can be reimbursed for a sector of medical expenses.

Residents of the old age, some rural areas is the new rural insurance, pay enough for 15 years, you can also receive a pension after retirement. It can choose to pay fees every year in accordance with any of the 100?2000, of course, the more you pay, the more you will receive a pension later. If you are already old, even if you start to pay contributions now, you will not be able to pay enough for 15 years at the age of 60, and most regions also support one-time retroactive payment. However, if you are currently over 60 years old and have never paid, it is more difficult to make up for it.

The other is to pay the employee's social security in the capacity of flexible employment.

In most cases, people of your parents' generation don't work anymore, or just do odd jobs, so if you want to pay for social security, you can do it as a flexible worker.

In this way, you can enjoy the same treatment as the working class, receive a pension, reimbursement of medical expenses will be higher than the residents of the social security.

Of course, the cost will also be higher, a few thousand dollars per year, in addition to many areas there are restrictions on the local hukou.

On top of that, you need to pay for 15 years of pension insurance before you can receive a pension, and you need to pay for a certain number of years of medical insurance (e.g., 25 years for men and 20 years for women in Beijing, with variations from region to region) before you can enjoy lifelong medical insurance.

So, if you're already too old to retire, you'll have to think about it.

The health insurance is also more humane, if you can't pay the full number of years of retirement, you can continue to pay year by year or a one-time payment, so you can enjoy lifelong health insurance.