Excuse me, if there is a serious illness or accidental death during the payment of social security, will social security refund the money paid by itself?

An insurance is to ensure whether it can cover its own payment obligations. It is necessary to confirm whether the insured of this insurance has fulfilled the insurance requirements, but there are two doubts in the title "Insurance accident occurred during the payment of social security".

During the social security payment period, is the social security contract terminated due to late payment?

Or didn't pay the fee at all, just went through the process, and the social security bureau didn't accept the insurance of the insured?

These are two different situations. In the first case, social security will not take effect at all, and the Social Security Bureau will still complete the social security application process according to the system. If there is no deduction and no refund, social security is naturally in arrears at this time;

Case 2: A person who is seriously ill but not dead has deducted the social security expenses and can be reimbursed for medical expenses according to the regulations. If he dies before retirement, social security has no corresponding compensation. Only the personal account part of the original premium can be returned in full.