The difference between company paying social security and individual paying social security.

Individuals and companies pay different social security items and proportions.

1. The social security items paid by the company and the payment ratio are as follows:

Take Beijing as an example:

Endowment insurance: unit contribution ratio 19%, individual contribution ratio 8%;

Medical insurance: individual contribution rate 10%, individual contribution rate 2%+serious illness co-ordination in 3 yuan;

Unemployment insurance: 0.8% for employers and 0.2% for individuals;

Industrial injury insurance: the proportion paid by the unit is approved by social security, and individuals do not pay;

Unemployment insurance: the unit pays 0.8%, and the individual does not.

2. The items that individuals pay social security (especially urban registered residents) are: If you want to pay social security yourself, the only items you need to pay are endowment insurance and medical insurance.

Moreover, according to different regional policies, the amount paid is different.

For example, the payment standard of old-age insurance is 100 yuan per year, and 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 100 yuan and 10 grades can be added according to the actual situation. Insured people can choose their own grades to pay, and pay more. According to the economic development and the growth of per capita disposable income of urban residents, the state adjusts the payment grade in a timely manner.

Legal basis:

Article 74 of the Social Insurance Law of People's Republic of China (PRC), the social insurance agency shall provide the information of the personnel needed for social insurance work in a timely and true manner through business handling, statistics and investigation. The social insurance agency shall establish archives for the employer in time, record the data of participating in social insurance completely and accurately, and properly keep the original vouchers for registration and declaration and the accounting vouchers for payment and settlement. The social insurance agency shall timely supplement the personal rights and interests records of social insurance individual contributions and employers' contributions and enjoyment of social insurance benefits, and regularly provide personal rights and interests inquiry, payment and enjoyment of social insurance benefits records, social insurance consultation and other related services to the social insurance agency free of charge.

Derivative problem:

Is it illegal not to buy social security for employees? It is illegal not to buy social insurance for employees, and it is the legal basic obligation of employers to participate in social insurance for workers. This legal obligation has been confirmed by China's labor law, labor contract law, social insurance law and other laws. All behaviors of employers that fail to pay or pay social insurance premiums in full are illegal acts prohibited by law. The illegal behavior of the employer not only violates its own legal obligations, but also seriously damages the legitimate rights and interests of workers, and must bear the responsibility for the consequences. If this behavior causes losses to the laborers, it shall also compensate the laborers for their losses. Companies, enterprises and other employers registered according to law are legitimate social insurance payment targets. Social insurance includes basic old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The national social insurance system is a guarantee system that the state or society gives certain material help to workers and their families when they temporarily or permanently lose their working ability or working opportunities due to old age, illness, disability, unemployment, maternity, death and other reasons.