Social security has been paid for 10 years, three good news for social security next year, and the consequences of not paying social security for a lifetime.

/kloc-new rules for social security payment after 0/0 years.

Many people don't know much about the new regulations of social security payment 10. So today Bian Xiao will tell you this question.

According to the Interim Measures for the Transfer and Continuation of Basic Old-age Insurance for Employees in Urban Enterprises, even if you work in a different place and pay social security 10 years, it does not mean that you can definitely apply for retirement in the local area. Paragraph 2 of Article 5 of the Interim Measures for the Transfer and Continuation of the Relationship of Basic Old-age Insurance for Employees in Urban Enterprises stipulates that if a man reaches the age of 50 and a woman reaches the age of 40, the relationship of basic old-age insurance shall be maintained in the original insured place, and at the same time, a temporary basic old-age insurance payment account shall be established in the new insured place to record all the contributions of units and individuals.

Key point: It means that men over 50 years old and women over 40 years old (within 10 years from the statutory retirement age) and then go to work outside their registered residence and pay social security, only one temporary basic old-age insurance payment account can be set up. Even if you have paid 10 years of social security locally, you can't retire locally, you can only go back to your hometown or pay 65438+ last.

Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis when the pension reaches the statutory retirement age and the accumulated payment has reached 15 years. In other words, employees who participate in endowment insurance must meet two conditions before they can receive pensions: first, they must reach the statutory retirement age; Second, the accumulated endowment insurance premium has reached 15 years.

Three good news of social security next year

It is reported that there are three pieces of good news about social security in 2008, and many people are very concerned about it. What are the three good news about social security next year?

1, residents can also enjoy the original maternity insurance benefits.

The news of the merger of medical insurance and maternity insurance has long existed and is being gradually implemented.

There is no difference between medical insurance and maternity insurance for urban workers, but the "five insurances" paid later have become "four insurances". The payment is the sum of medical insurance and maternity insurance, and the benefits enjoyed are also the sum of the two.

2. Improve the level of social security payment.

We all know that there are several levels of payment standards for social security participants. Take the old-age insurance for residents as an example, you can choose different payment levels, such as 100 yuan, 500 yuan, 1000 yuan, and the payment levels are different in different regions. For details, please refer to the local social security center standards.

3. Protection related to epidemic situation

Different from the previous two points, this epidemic is very eventful and abnormal. For example, patients with new pneumonia pay zero, and the National Medical Insurance Bureau bears all the expenses of confirmed and suspected cases. Of course, friends with medical insurance and commercial insurance still need medical insurance to settle accounts first, and then commercial insurance to reimburse them. Individual contributions are fully subsidized by the state finance.

The consequences of not paying social security for a lifetime

For social security, some people say that it is useless to pay social security. What will happen if you don't pay social security all your life?

1, unable to enjoy pension insurance and medical insurance.

Conditional to receive pension insurance. /kloc-you need to pay the pension after 0/5 years, and you can receive it monthly after retirement. Medical insurance needs to be paid for 20 years to enjoy it for life. Cumulative calculation of payment period of endowment insurance and medical insurance. The longer the payment time, the more money and benefits you will enjoy.

It is impossible to buy a house in some cities.

Many cities directly link the conditions of buying a house with social security. Take Beijing as an example. If you want to buy a house in Beijing, you need to pay social security for at least five years, and you can't stop paying in the middle. Once interrupted, the five-year period will be recalculated. If you don't buy an account, let alone calculate the number of years, you can't even get into the threshold of buying a house.

The above is the relevant content of the new social security regulations 2020, I hope to help everyone!