Can Kunshan buy a house without social security?

When a non-Suzhou resident family applies for buying a house in Kunshan 1, it should provide proof that it has paid personal income tax or social insurance (urban social insurance) for two years or more in Suzhou in the first three years from the date of purchase. If there is no social security, you can leave a collective account in Suzhou first.

You can borrow money to buy a house without buying social security, but you need to meet the relevant conditions.

The conditions to be met include:

1, with full capacity for civil conduct;

2. Have a legal and stable source of income;

3, the monthly income of at least 3000 yuan (some cities require 4000 yuan), stable in more than half a year;

4. Personal credit is good.

To sum up, first of all, if there is no social security, you will not be eligible to buy a house in Kunshan. If you want to buy a house, the only way is to move your account. A bachelor's degree can be transferred to the talent market, and a local hukou in Kunshan can buy a house. In addition, you can ask the company to pay it now and buy it a year later.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.