Is the reimbursement for the second child the same as that for the first child in maternity insurance?

The reimbursement for the second child in maternity insurance is the same as that for the first child. According to the relevant provisions of China's Social Insurance Law, when employees participate in maternity insurance, the employer shall pay the maternity expenses in accordance with state regulations, and the employees do not need to pay. The maternity insurance premium paid by the employer is the maternity insurance benefits that employees will enjoy.

Maternity insurance includes maternity medical care and maternity allowance. According to the national regulations, employees have family planning, and the insurance they enjoy during the re-birth period is the same, as is the allowance. The amount of reimbursement and the maternity allowance he received were paid by the maternity insurance fund, regardless of the number of births.

The second child can be reimbursed for maternity insurance, and the reimbursement process is the same as that of the first child. The benefits of the second child birth insurance are as follows:

1. Maternity allowance: within 90 days after childbirth or termination of pregnancy, the maternity worker himself or his/her written client shall apply to the maternity insurance agency in one lump sum with the required materials.

2. Prenatal check-up fee: paid in full by the employee, and the employee himself or his written client shall apply to the maternity insurance agency with the required materials within 90 days after giving birth or terminating pregnancy.

3. Medical expenses incurred by outpatient (emergency) consultation, off-site and non-maternity insurance agreement service institutions. 4. Hospitalization medical expenses for delivery, termination of pregnancy and treatment of complications.

How much can the second child of maternity insurance be reimbursed?

The first batch of reimbursement for birth check-up: documents such as birth, receipt and birth check-up, and the reimbursement standard of 1400 yuan.

Reimbursement of secondary hospitalization expenses: according to the level of the hospital, general tertiary hospitals reimburse 3,000 yuan and caesarean section 4,400 yuan. In the hospital, the social security card is used for direct settlement, and only part of the expenses are paid.

The third maternity allowance: maternity allowance, which is higher? Maternity allowance can generally be implemented for 4 months, which is maternity leave. The standard of maternity allowance is the basic value of maternity insurance in this unit. So you have a high salary or a high pension, so you can only get one. Wages, high salaries and maternity allowances are all handed over to the unit. In addition to earning wages, children's allowances are also higher than wages. Or no salary during maternity leave, just wait for the allowance. You can ask the child directly.

The average monthly maternity allowance for working women is the average monthly salary of the employer in the month of production or induced abortion. The average monthly salary of women who were employed or induced abortion in the previous year was 300% and 300% higher than that of urban workers in this city in the previous year. Last year, the average monthly salary of 60% employees in the city was 60%, which was lower than the minimum childbearing age stipulated by the Human Resources and Social Security Bureau. Standard, according to the minimum standard.

Pregnancy can enjoy maternity insurance, even if the second child meets the national policy, it can also enjoy maternity insurance. However, the premise of enjoying maternity insurance is to pay maternity insurance first, so families who want to have a second child and have this consideration can rest assured that as long as you pay maternity insurance, the second child can also enjoy maternity insurance reimbursement.

legal ground

Article 6 of the Trial Measures for Maternity Insurance for Enterprise Employees stipulates that the examination fee, delivery fee, operation fee, hospitalization fee and medicine fee of female employees shall be paid by the maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves.

After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.