Resident medical insurance every month how much money back to the medical insurance card

We all know that the health insurance premiums paid by employees are credited to their personal accounts, and the health insurance premiums paid by the unit are divided into two parts, one of which is used to establish the integrated fund, and the other part of which is allocated to the personal account to pay for my medical expenses.

One, how much money is returned to the health insurance card each month

The composition of the money in the health insurance card: each month, the individual paid 2% +3, plus 0.8% of the company's account is credited to the personal account, each month, the amount of money in the personal account to the account of the age of 45 years old according to the return of 3%, the age of 45 years old (including the age of 45 years old) and more than 4% return.

But how much does the health insurance card return each month? The rate of return varies slightly from place to place, subject to local policy, and the annual amount is calculated by multiplying the monthly amount by 12.

Second, the use of health insurance card

1, the use of health insurance card scope: the insured workers in the designated hospitals, pharmacies, medicine purchase, with the password in the POS machine swipe card use, but can not withdraw cash or transfer to use.

2. Balance inquiry of medical insurance card: insured workers can inquire about the balance by calling the telephone, or inquire at the savings office of the Bank of China or designated hospitals and pharmacies in urban areas. You can also go online and log in the social security inquiry system to check.

3. Medical insurance card transaction inquiry: insured workers can go to the savings office of the Bank of China with their ID cards and medical certificates to request a printout of the medical insurance card transaction records, including the allocation records of individual account funds and consumption records. If you have any questions about the transaction records, you can go to the Retail Business Department of BOC to make inquiries.

4. Password of medical insurance card: If the insured workers change their passwords, they can call the phone number to change it, or they can go to the savings office of BOC with their ID cards to change it. If the insured employee forgets the password, he can go to the savings office of the Bank of China with his ID card to lose the original password and change the password.

5. Custody of medical insurance card: insured employees should keep their medical insurance cards properly. If they lose their cards inadvertently, they should immediately go to the unit to issue a letter of proof and go to the medical insurance office to confirm the seal, and then go to the savings office of the Bank of China with their ID cards to report the loss of the card and go through the procedure of replacing the card, and then they can get a new card after 7 days.

6. Note: When the number of transactions on the medical insurance card reaches 60, the insured employee must go to the savings office of BOC to print the transaction record, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.

At the pharmacy, 100% of the cost is borne by oneself, and hospitalization is the only way to enjoy the reimbursement rate (it must also be within the scope of medical insurance).

Hospitalization within the scope of health insurance, depending on the actual amount spent, such as: spend 10,000 yuan reimbursement range between 55%-65%.

Medicare card deducted monthly return how much money, is with your health insurance personal contribution amount and health insurance contribution base, personal age, and your monthly social security payment is not directly related to the total amount of social security, and through the monthly payment of social security, will not be deduced to the amount of money returned to your medical card.