Did not pay the full fifteen years of social security how to do

What to do if you haven't paid fifteen years of social security is as follows:

1. If a worker hasn't paid fifteen years of social security after retirement, he or she can apply for a retroactive payment until he or she reaches the full fifteen years, and then he or she will receive the basic pension on a monthly basis;

2. He or she can also choose to be transferred to the new type of rural social pension insurance or urban residents' social pension insurance, and then he or she can enjoy the corresponding pension insurance treatment in accordance with the provisions of the State Council;

3. p>3. If you don't want to make up the contributions, you can apply for a refund of the amount of pension insurance paid, and after terminating the pension insurance relationship, the amount stored in your personal account will be paid to you in a lump sum.

Social security rights and benefits:

1, basic pension insurance: participants who have not paid for 15 years by the time they reach the legal retirement age can choose to continue to pay until the conditions are met, or receive a one-time payment of the amount stored in the personal account;

2, basic medical insurance: participants who have not paid for 15 years can still enjoy the reimbursement of the basic medical insurance, but the rate of reimbursement may be affected;

3. Unemployment insurance: when the insured person is unemployed, he can apply for unemployment insurance benefits, but the time and amount of benefits may be limited by the number of years of payment;

4. Industrial injury insurance: once the insured person is injured at work, he can enjoy the treatment of industrial injury insurance according to the regulations, regardless of the number of years of payment;

5. Maternity insurance: when a female insured person gives birth to a child, she can receive the benefits according to the local policies and regulations. When giving birth to a child, she can receive maternity insurance benefits according to local policies and the number of years she has paid into social security.

In summary, for workers who have not paid the full fifteen years of social security, they can choose to make up the contributions until they meet the conditions to receive the basic pension, or transfer to the new rural or urban residents to enjoy the benefits of the social security system, or they can also apply for the return of the paid premiums, a one-time termination of the pension relationship and receive the amount of the individual account savings.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 16

Individuals who have participated in basic old-age pension insurance shall receive a monthly basic old-age pension if they have paid contributions for a cumulative total of fifteen years by the time they reach the statutory retirement age. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or the urban residents' social pension insurance, and shall enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.