The latest policy of Shenzhen Social Security 2022

1. Old-age insurance-the base is linked to the average wage in Guangdong Province. This time, it is not affected by the change of the average wage in the city. Payment ratio: unit16%15%, individual 8%. Upper and lower limits of payment base: 2360—2294 1.

2. The base of medical insurance is linked to social wages in Shenzhen, and it has changed this time.

(1) First gear transmission ratio: unit 6.2%, individual 2%.

Payment base: 7778—38892

(2) Second gear ratio: 0.6% for the unit and 0.2% for the individual. Payment base: 12964.

(3) Third-grade ratio: 0.45% for the unit and 0. 1% for the individual. Payment base: 12964.

3. Maternity insurance-the base is linked to the social wage in Shenzhen, and this time it has changed.

Payment ratio: 0.45%

Upper and lower limits of payment base: 2360-38892

4. Unemployment insurance-the payment base is the minimum wage, with 0.7% for the unit and 0.3% for the individual. There is no change this time.

5. Work-related injury insurance-unchanged this time.

Payment proportion: the upper and lower limits of payment base for different industries and different rates: 2360—2294 1.

Remarks:

(1) Individual employees do not need maternity insurance and industrial injury insurance.

(2) This increase in social wages, on the one hand, increases the monthly social security costs borne by units and employees, on the other hand, improves employees' enjoyment of social security (medical insurance).

How to calculate the social security base

Shenzhen social security payment base will be adjusted with salary from July 1.

It was learned from the Municipal Social Security Bureau that with the adjustment of the average wages of employees in Guangdong and Zhuhai, the payment base of endowment insurance, basic medical insurance and maternity insurance in our city has increased to 18 162 yuan; The first payment base of basic medical insurance was adjusted to 3632 yuan; Funeral allowance for workers who died at work was raised to 36,324 yuan.

1, the pension insurance payment base is "offline" 2030 yuan.

The Municipal Social Security Bureau recently issued the Notice on Adjusting the Payment and Compensation Base of Social Insurance in Shenzhen: According to the statistics of this province and city, the average monthly salary of employees in Guangdong Province is 4,986 yuan, and that in Shenzhen is 6,054 yuan. Accordingly, from June 1 day to June 30, the average monthly salary of employees in this province and city in the previous year was calculated according to the standards of 4986 yuan/month and 6054 yuan/month.

After the adjustment, the pension insurance payment base has been "online". According to the regulations, if the total salary exceeds 300% of the average monthly salary of employees in this city in the previous year, the excess will not be included in the payment base. According to the average monthly salary of 6054 yuan, the "online" payment base of endowment insurance is 18 162 yuan. The "off-line" of the endowment insurance payment base is the minimum wage standard announced by the municipal government, which is 2030 yuan.

2, medical insurance "offline" 3632 yuan.

In terms of medical insurance, both the "online" and "offline" payment bases of the first file of basic medical insurance have improved. According to the regulations, if my total monthly salary exceeds 300% of the average monthly salary of employees in this city last year, I will pay 300% of the average monthly salary of employees in this city last year; If the total monthly salary is lower than 60% of the average monthly salary of employees in this Municipality last year, it shall be paid according to 60% of the average monthly salary of employees in this Municipality last year. According to the average monthly salary of employees of 6,054 yuan, the first payment bases of "online" and "offline" basic medical insurance are 18 162 yuan and 3,632 yuan respectively. The second and third grades of basic medical insurance were paid monthly at 0.7% and 0.5% of the average monthly salary of employees in this city in the previous year, and the payment base was all adjusted to 6054 yuan, 42.4 yuan for the second grade and 30.3 yuan for the third grade.

In terms of maternity insurance, the payment base of the employer's monthly maternity insurance premium is the sum of the payment bases of the employees of the unit. The employee's payment base is his total salary last month; The first-month payment base of employees who are newly employed, re-employed and newly established employers is their total wages in the first month. If the total salary exceeds 300% of the average monthly salary of employees in this city last year, the excess part will not be included in the payment base, which is the "online" of the payment base. According to the average monthly salary of employees, it is 18 162 yuan; The payment base shall not be lower than the minimum wage standard announced by the municipal government, which is the "offline" of the payment base, which is 2030 yuan.

3. Funeral allowance for work-related death is 36,324 yuan.

The payment of unemployment insurance has not changed. According to the regulations, the payment standard of unemployment insurance premium is: the employer pays 2% of the monthly minimum wage in this city according to the number of employees who should participate in unemployment insurance; Employees shall pay 1% of the monthly minimum wage in this city every month.

The amount of work-related injury insurance premium paid by the employer is the product of the total wages of employees multiplied by the unit payment rate. In terms of compensation for work-related injuries, the funeral subsidy is the average monthly salary of employees in the overall planning area for six months, which is adjusted to 36,324 yuan.

legal ground

Article 1 In order to establish and improve the social medical insurance system in Shenzhen, and ensure the basic medical needs of the insured, these Measures are formulated in accordance with the Social Insurance Law of People's Republic of China (PRC) and relevant regulations, combined with the actual situation of this Municipality.

Article 2 This Municipality implements a multi-level and multi-form social medical insurance system.

The government establishes basic medical insurance and local supplementary medical insurance.

According to the payment and corresponding treatment, the basic medical insurance is divided into one, two and three forms.

Article 3 All employers, employees and other personnel in this Municipality shall participate in social medical insurance in accordance with the provisions of these Measures.

Article 4 The social medical insurance system of this Municipality follows the principles of wide coverage, basic protection, sustainability, combination of fairness and efficiency, correspondence of rights and obligations, and the level of protection being compatible with the development level of social productive forces.

Article 5 The municipal social insurance administrative department is in charge of the social medical insurance work in this Municipality, and the municipal social insurance agency (hereinafter referred to as the municipal social security agency) undertakes the social medical insurance work specifically.

The relevant departments of the municipal government shall be responsible for the social medical insurance within the scope of their respective duties.

Article 6 The municipal government may, according to the income and expenditure of the social medical insurance fund, make corresponding adjustments to the payment standards, the allocation ratio of the overall fund and individual accounts, and the payment standards for benefits.