What does the social security financial card mean?

Financial social security card is a kind of social security card loaded with financial functions. In addition to information recording, information inquiry, business handling and other functions, it can also be used as a bank card with financial functions such as cash deposit and withdrawal, transfer and consumption. Compared with ordinary social security cards, it is more convenient for everyone to use. For example, if you go to the hospital to see a doctor, just bring a financial social security card in cash, so you don't need to bring an extra one to avoid losing it.

What is a new generation of social security card with financial function?

The new generation social security card with financial function (hereinafter referred to as "the new generation social security card") is a new card with a single chip supporting both social security applications and financial applications. It can serve as a electronic certificate for cardholders to enjoy social security and public employment services. It has the basic functions of information recording, information inquiry and business handling of social security card, and can also be used as a bank card, with financial functions such as cash deposit, withdrawal, transfer and consumption.

Functions of Financial Social Security Card

First, social security applications unrelated to financial functions.

1, identification. As proof of identity for enjoying public employment services and social insurance registration, payment declaration, social insurance relationship transfer and connection, medical expenses reimbursement, treatment qualification certification and other services.

2. Settlement of medical insurance expenses: When the insured person needs to use the medical insurance personal account fund for medical treatment and medicine purchase in designated medical institutions and pharmacies, or needs to use the overall fund or the medical insurance outpatient single-disease overall fund for hospitalization, the relevant expenses will be settled in real time with the social security card.

3. Information inquiry: the social security card records the cardholder's basic information and related business information, and the cardholder can inquire about the payment and treatment enjoyment of pension, medical care, unemployment, work injury and maternity through service outlets, websites and 12333 telephone.

Second, the application of social security based on financial function.

According to the planning arrangement, the following application functions will be gradually realized.

1, social security payment. Including flexible employees, social insurance premiums paid by urban insured residents and bank withholding.

2. receive benefits. Including pension, retirement pension, regular treatment, one-time treatment of various social insurances, reimbursement of medical expenses, subsidies for various employment support policies of individuals, etc.

3. Payment of medical expenses after immediate settlement (including settlement of expenses when personal account is insufficient and partial settlement at one's own expense). On the basis of the above applications, we can explore other convenience services with the help of the financial functions loaded by social security cards.

Third, financial applications.

The new generation social security card has the function of financial application, and can be used as a bank debit card and special financial value-added services.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.