How much is the deduction of medical insurance for flexible employees in Guangzhou?

The deduction date of medical insurance for flexible employees in Guangzhou is usually a fixed day every month, but the specific deduction time may be different due to factors such as individual enrollment and bank processing time.

I. Notice and Confirmation of Deduction

The deduction of medical insurance for flexible employees in Guangzhou is generally fixed for one day every month, but the specific date may be adjusted according to the arrangement of the medical insurance department. The insured person will receive the deduction notice from the medical insurance department in advance, and the notice will specify the deduction time and amount and other related information. The insured shall carefully check the contents of the notice to ensure the accuracy of the deduction information.

Second, the bank account preparation

In order to ensure the successful deduction, the insured should deposit enough funds in the bank account in advance. At the same time, it is also necessary to ensure that the bank account is in a normal state and there are no abnormal situations such as loss reporting and freezing. If there is a problem with the bank account, the deduction may fail, further affecting the enjoyment of medical insurance benefits.

Third, the deduction failed.

If the deduction fails due to various reasons, the insured person should contact the medical insurance department or bank in time to understand the reasons for the failure and deal with it. Generally speaking, the medical insurance department will provide the opportunity to deduct the fee again, but the insured needs to solve it as soon as possible so as not to affect the enjoyment of medical insurance benefits.

Fourth, the debit record query

The insured person can check the deduction record through the medical insurance department official website and the mobile APP. By querying the deduction record, we can know the monthly deduction situation and find and deal with the deduction problem in time.

To sum up:

The deduction date of medical insurance for flexible employees in Guangzhou is a fixed date every month, but the specific deduction time may be different due to factors such as individual enrollment and bank processing time. The insured should pay attention to the deduction notice, ensure the bank account balance is sufficient, handle the deduction failure in time, and inquire about the deduction record to understand the deduction situation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60 provides that:

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Measures of Guangzhou Municipality on Social Medical Insurance

Article 23 provides that:

The insured shall pay the social medical insurance premium according to the amount approved by the social insurance premium collection agency within the prescribed time limit every month. If the insured fails to pay the social medical insurance premium in full and on time, he will stop enjoying the social medical insurance benefits from the month after the arrears. The medical expenses incurred during the arrears period shall be borne by myself.

Measures of Guangzhou Municipality for Flexible Employment Personnel to Participate in Workers' Social Medical Insurance

Article 4 provides that:

The payment base and payment rate of flexible employees participating in the social medical insurance for employees in this Municipality shall be implemented in accordance with the relevant provisions of the social medical insurance for employees in this Municipality. Social medical insurance premiums for flexible employees are paid by individuals on a monthly basis.