What's the difference between rural cooperatives and social security?

Legal analysis: 1, different payment standards: social security has five insurances, and the payment is much higher than that of the new rural cooperative medical system. The annual payment of the new rural cooperative medical system is about 200 yuan, with the lowest social security 1000 yuan or more. The higher the salary, the higher the payment. 2. Different reimbursement rates: Medical insurance in social security is mainly used for reimbursement of medical treatment, including reimbursement of hospitalization medical expenses, reimbursement of maternity allowance and reimbursement of general outpatient medical expenses. The reimbursement rate of using the new rural cooperative medical system in different regions is also different. If treated in township hospitals, the reimbursement rate of the new rural cooperative medical system is higher; If you are in a hospital above a municipal hospital, the proportion of social security reimbursement is higher. Both of them decrease with the improvement of hospital level. For example, the proportion of medical insurance reimbursement for social security is generally 70%-85%, and the new rural cooperative medical system is 50%-70%. 3. Scope of use: Medical insurance in social security can be used for registration, medical treatment, drug purchase, hospitalization reimbursement, etc. At present, the new rural cooperative medical system can only reimburse hospitalization expenses in many cities, and a few cities can also reimburse medical expenses. 4. Different coverage: Social Security As long as you have a formal job or are in a town, you can participate in social security. The new rural cooperative medical system can only be run in rural areas.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.