1is it cost-effective for individuals born in 982 to pay social security in 202 1 year?

1982, born in 202 1 year, it is cost-effective for individuals to pay social security.

Social security is the most potential insurance in existence. I was only 54 years old in 1982, 15 years.

The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. To receive a basic pension on a monthly basis must meet two conditions:

1, must reach the statutory retirement age;

2, to participate in the basic old-age insurance individual cumulative payment period 15 years.

The basic pension enjoyed by individuals is related to the individual payment period. The longer the payment period, the larger the payment base, and the more pensions you receive after retirement. The payment period of medical insurance varies from place to place, generally ranging from 20 to 30 years, and the payment parameters are different. The minimum payment period for unemployment insurance and maternity insurance is generally one year.

The payment period refers to the accumulated period for employers and employees to pay social insurance premiums such as pension, medical care and unemployment in accordance with regulations, and is one of the bases for calculating social insurance benefits. Different from continuous length of service, but there is a certain inheritance relationship in time.

legal ground

Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium according to the provisions of the state.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government. Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.