What is the social security ratio of Wuhan Jiaogong Company?

(1) Payment ratio of five insurances and one gold in Wuhan

Endowment insurance: 20% for units and 8% for individuals.

Medical insurance: 8% for units and 2% for individuals.

Unemployment insurance: unit 2%, individual 1%.

Work-related injury insurance: the unit bears 0.5%-2%, and the individual does not pay.

Maternity insurance: the unit bears 0.5%, and the individual does not pay.

Provident fund: 8%- 12% for units and 8%- 12% for individuals.

(2) Wuhan five insurance and one gold payment base

1, social security payment base:

According to the data provided by the statistics department, the average monthly salary of urban employees in Wuhan in 20 18 years was 4478.8 yuan. According to the relevant policies and regulations, the payment base of the basic old-age insurance for employees of the insured units is guaranteed at 60% of the average annual salary of 20 18 (that is, 2687.3 yuan) and capped at 300% (that is, 13436.4 yuan); The basic medical insurance, unemployment insurance, work-related injury insurance and maternity insurance for employees of the insured units are guaranteed at 60% of the average monthly salary of the whole city in 20 18 years (i.e. 23 16.5 yuan), and the upper limit is 300% (i.e.1kloc-0/582.7 yuan).

After the social security contribution base changes with the salary base, the minimum social security contribution of Wuhan employees is 1088.39 yuan, which is 237.55 yuan higher than the previous year's 850.84 yuan. The payment base of basic old-age insurance for flexible employees in 20 18 years is determined according to the average monthly salary of the whole city in 20 18 years (that is, 4478.8 yuan), and the payment ratio is 20%.

2, provident fund deposit base:

The monthly deposit base of Wuhan employees' housing provident fund for 20 18 years shall be verified according to the average monthly salary of employees in the previous year (that is, the total annual salary of employees in 20 18 years12). From this calculation, the minimum monthly deposit base of housing provident fund for employees in downtown Wuhan in 20 18 shall not be less than 1300 yuan, and the new urban area shall not be less than 1020 yuan.

Bian Xiao reminded: Five insurances and one fund include social security and provident fund. In social security, pension, medical care and unemployment insurance need to be paid by individuals and units, maternity and work-related injury insurance do not need to be paid by individuals, and provident fund is also paid by individuals and units. It should be reminded that the proportion and base of five insurances and one gold are the key data to calculate the amount of five insurances and one gold in Wuhan, not the payment standard of everyone.

1, the contribution ratio of Wuhan Five Insurance and One Gold Provident Fund

(a) the housing provident fund deposit ratio continues to implement the current policy of Wuhan, that is, the housing provident fund deposit ratio of employees and units shall not be less than 8%; Conditional units can increase the deposit ratio according to their own actual conditions, but the maximum shall not exceed 12%.

(2) If it is really necessary to reduce the deposit ratio or postpone payment due to economic difficulties, it shall be approved by the workers' congress of the unit and reported to the relevant competent department of housing provident fund for approval. After the economic benefits of the unit improve, it shall return to the prescribed deposit ratio or pay the housing provident fund for the employees during the holdover period.

2. Wuhan five insurance and one gold social security contribution ratio.

Endowment insurance: 20% for enterprises and 8% for individuals.

Medical insurance: 8% for enterprises and 2% for individuals+critical illness insurance 7 yuan/month.

Unemployment insurance: 2% for enterprises and 0/%for individuals.

Work-related injury insurance: the proportion of enterprise contributions is 0.5%.

Maternity insurance: the enterprise contribution rate is 0.7%.

The unit must handle the above five insurances for employees at the same time, and cannot choose the insurance types by itself.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.